Meet Finn, your AI accountant

Your accounts, done.
Your tax, sorted.

Finn looks after the lot: receipts, invoices, payroll, year‑end accounts and tax. She works in the background, day and night, and messages you when something needs a yes.

14 days free, no card · From $12 a month

FinnFINN · ONLINE
WhatsApp · Mon 08:00
Morning. Last week I sorted 23 payments and filed 4 receipts. Nothing needs you.
Email · Tue 14:12
Acme paid your $1,200 invoice. Marked paid, reminders stopped.
Tax return · Jul to SepReady
To pay by 7 Nov$2,184.60
Send to IRSShow me
Ready for IRS
Prepared and waiting for your yes.

Illustrative example

5 starson Trustpilot
IRS-aware recordsLocal tax rules
State Secretary of StateRecords kept in step
Double-entry ledgerReal books underneath
#7 in the worldA to Z AI accounting ranking, October 2026

01/ What Finn does

The whole job, done.
You just say yes.

Self-employed or a limited company, Finn sets up what you need and skips what you don't.

Receipts

Snap it or forward it. Finn reads it and files it.

Invoices

Ask Finn to bill a client. She sends it and chases until you're paid.

Your bank

Every payment sorted into the right place, every morning.

Paying yourself

Salary, dividends and payroll, handled.

Expenses and mileage

Yours and your team's, claimed and approved.

Safe to spend

What's really yours after bills and tax, always current.

02/ Tax, IRS and State Secretary of State

You and Finn.
That's all it takes.

Finn works out your tax as you go, catches every deadline early and prepares every return for your review. No fines, no surprise bills, and the day-to-day accounting that usually needs an accountant is covered. Want a second opinion on big tax planning? Bring one in whenever you like.

Company tax return
Company tax worked out every month
Prepared by Finn
Annual accounts
For State Secretary of State
Prepared by Finn
Payroll
Payslips and payday figures
Prepared by Finn
Finn prepares it, you review it and decide how it goes in. Never automatic.

03/ Finn comes to you

Not a chatbot.
She gets in touch first.

Finn remembers what you told her in February and still knows it in September. She knows your business, your trade and the tax rules where you are, so she messages you when there's something worth knowing, and stays quiet when there isn't.

When it's done
September's done. Every payment sorted, every receipt matched. Nothing needs you.
Email · 1 Oct 07:00
When she needs you
There's a $64.20 train payment with no receipt. Snap it when you get a sec?
WhatsApp · Wed 12:31
When there's money in it
Worth a look: businesses like yours usually claim for working from home. You haven't yet. Want me to set it up?
Month-end note · 2 Nov

Remembers everything

Your decisions and preferences. You never explain yourself twice.

Knows your setup

Self-employed or a company, your trade, your busy months, your country.

Learns what works

A growing playbook of what businesses like yours do to save tax.

Learns you

Short answers or the full story. Say no once and it stays no.

How Finn thinksFinn's memoryIllustrative examples. You can see and edit everything Finn remembers.

04/ Any time, anywhere

Send it. Ask it.
Day or night, from anywhere.

Snap a receipt, forward an invoice, drop in a statement, ask a question at midnight, or just call. No waiting until nine for a callback. Same Finn everywhere, answering from your real numbers.

WhatsApp
Phone
Email
ChatGPT
Claude
Slack
Telegram
Voice
The app
Today 12:31
receipt.jpg
Filed: Hardware shop, $42.00, tools and equipment. Matched to your card payment.
Tonight 23:47
Can I pay myself $2,000 this month?
Yes. After the bills due this month and the tax you'll owe, you've got $6,400 spare. Taking $2,000 still leaves $4,400 in reserve.

Illustrative example

05/ How it starts

Set up once.
Finn takes it from there.

Moving from Xero, QuickBooks or Sage? Bring your history with you.

01

Tell Finn about your business

Self-employed or a company, what you sell, how you get paid. She asks, you answer.

02

Connect your bank

Revolut, Wise, Mercury and more connect directly. Any other bank, just drop in a statement.

03

Send your receipts

Forward them, snap them, or connect your email and Finn picks them out herself.

That's it. From here, Finn comes to you.

Start free
Your business todayUpdated 07:00
In the bank$23,040.00
Owed to you$4,800.00
Bills due this month-$3,120.00
Set aside for tax-$6,304.60
Safe to spend$13,615.40
Done this week: 38 payments sorted, 4 receipts matched, 2 invoices paidWaiting on you: nothing

Illustrative example

06/ Everything in one place

Like to see the numbers?
It's all there.

Every receipt, payment, invoice and tax return Finn handles sits in your dashboard, with the paper trail behind it. Check it whenever you like, or never.

Take the product tour

07/ Safe and private

Your numbers
stay yours.

Your books live on our own servers in the EU, and nothing leaves AccountsOS without your say-so.

Stored in the EU

On our own servers, not a shared platform.

Never used to train AI

Your books are used to do your work, and nothing else.

Locked down

Read-only bank access, encryption and two-step sign-in.

Nothing without your yes

Every filing and payment waits for you to approve it.

Backed up nightly

Copies kept off-site, and restores tested.

Yours to take

Export your records whenever you like. No lock-in.

08/ Simple pricing

Whatever kind of business you run.

Everything included. 14 days free, no card.

Self-employed

Freelancers, trades and consultants. Receipts, invoices, mileage and your tax return.

$12 a month

Start free

Limited company

Books, payroll, paying yourself, year‑end accounts and company tax.

$24 a month

Start free

Group of companies

Entities in different countries reporting into one parent. One group P&L and ledger, then dip into any entity.

$24 per company or ledger a month

One card, one bill. Built for CFOs.

See how groups work

Accountancy practice

Finn does the work across your client book. Your team checks and signs off.

See how practices use Finn

Enterprise

Coming soon

A bigger, deeper-thinking Finn that reasons across large corporate accounts, every entity at once.

Talk to us

Speak to us

09/ Before you start

The questions everyone asks.

Something else on your mind?Ask Finn. She answers in seconds.
Ask Finn

Do I still need an accountant?

For the day to day, most small businesses don't. If you want help with complex tax planning, keep one, and Finn hands them clean, finished books.

What do I actually have to do?

Connect your bank, send your receipts, and answer when Finn asks. That's it.

What if IRS has questions?

Every number traces back to the bank payment and receipt behind it, so the paper trail is ready.

I'm just starting out. Is it for me?

Yes. Tell Finn what you've set up and she'll tell you what you need to do and when, then do it.

Can I move from my current software?

Yes. Bring your history from Xero, QuickBooks, Sage or your bank statements, and start with books that already make sense.

Hand Finn your accounts.
Get your evenings back.

Start free

14 days free, no card · From $12 a month