“You run the business. I’ll run the books.”

Hi, I’m Finn.Your AI accountant.

Snap a receipt or forward me an email and I’ll book it. Then I file your VAT to HMRC, run payroll, close month-end, and prepare your annual accounts. The whole accounting job, done, for $24/month.

AccountsOS is AI accounting software for founders, sole traders and small businesses, live in 23 countries. Plain-English accounting that runs itself, from $24/month.

Free for 14 days, then $24/month · No card required

HMRC
Plaid
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One Finn, every channel. Tap me to say hello.

I don’t stop at bookkeeping. One receipt in, filed accounts out:

Receipts & billsBookkeepingVAT to HMRCPayroll (RTI)Month-end closeAnnual accounts filed

One Finn. However you talk to her.

  • Built secure
  • Two-factor authentication
  • Bank-level encryption
  • Read-only bank access
  • Row-level data isolation
  • AI never trains on your data

See it in action

Meet Finn, your AI accountant.

Ninety seconds: receipts captured, questions answered, invoices chased, month-end closed, and VAT filed straight to HMRC, all in the background.

She works while you don’t

You run the business. Finn runs the books.

Not a dashboard you fill in. An accountant who works in the background, 24/7. Send your receipts and statements and Finn reconciles, closes your month, and prepares your accounts on her own. She only asks when something is genuinely missing.

Send it, any way you like

Email it
Snap a photo
Drop a CSV
WhatsApp it
Finn

Finn

takes it from here

Finn handles the rest, automatically

Reconciles every transaction
Categorises income & expenses
Closes your month end
Prepares your annual accounts
Files your VAT to HMRC
Chases overdue invoices
Flags tax savings
Asks only when something's missing
accounts-os.com
Chatting with Finn in plain English

Talk to her

No forms. No menus. Just ask Finn.

Type it, say it, or send it over. Ask “how much did I spend on software?” or “when’s my VAT due?” and get a straight answer. Tell her to raise the invoice or file the return and she does it, with your nod first, in over 100 languages.

Voice, text, WhatsApp, Slack, Telegram, or straight from Claude and ChatGPT.

The whole accounting job, not a slice of it

One platform, one price

Finn runs your books, and everything that feeds them.

Your contacts, pipeline, quotes, contracts, invoicing and chasing live in the same place as your accounts. One tool, $24/month, instead of a pile of apps that don’t talk to each other.

CRM & contactsSales pipelineQuotes & estimatesContractsInvoicing & chasingReceipts & expensesFull accounting
Live in 23 countries

Each country has its own tax engine, registry sync and currency. Not a generic translation layer.

See all countries

The maths

A whole accountant for $24/month.

Founders typically spend hundreds a month on an accountant, bookkeeping software, receipt scanning, payroll and invoicing. Finn replaces all of it.

What you’re replacingTypical cost
Accountant£100-300/month
Bookkeeping software£20-35/month
Receipt scanning£15-30/month
Payroll software£10-20/month
Invoicing tool£10-20/month
Traditional total£155-405/month
AccountsOSFree*

*Free for 14 days, then just $24/month

Everything included. No credit card to start. Cancel anytime. See all 75+ features

You’re always in control

Jump into the numbers, or let Finn run them.

Some founders want to see everything. Some never want to think about it. Finn works either way. Open the dashboard for a live view of cash, what you’re owed and what’s due, or close the laptop and let her get on with it.

See it yourself

A clean dashboard with your cash, receivables, payables and what needs you, plus the full books one click away. Everything a spreadsheet gave you, kept up to date for you.

Or don’t lift a finger

Feed Finn your receipts and statements and forget it. She keeps the books straight, files on time, and pings you only when she needs the one thing she’s missing.

accounts-os.com
The AccountsOS dashboard: cash, what you're owed, what's due, and what needs you

Real activity on AccountsOS today

2,000+
transactions categorised
1,200+
conversations with Finn
600+
documents processed
21
countries, one login

Powered by, and connected to

Gemini
Claude
Companies House
HMRC MTD

Built for the agent era

AI agents read this site more than humans do.

That is not a problem, it is the point. AccountsOS is built AI-native: Finn runs on Claude Sonnet and Gemini, your own AI tools can plug into your books today, and when your business runs on agents, they will talk to Finn directly. You keep the dashboards. The agents get a handshake.

Claude Sonnet

Finn's reasoning. The model accountants already use for advice, running your books.

Gemini

Reads your receipts, statements and contracts. Vision built in.

MCP, live today

Connect Claude to your books now. Ask your own AI about your numbers.

Agent to agent

Your agents can talk to Finn directly. The handshake is already wired.

UK data, London

Your records stay in London. AI calls never train the models.

Every number above is live. Nothing an agent does can touch your books without a confirmed, logged action, and the sums are computed, never generated.

Everything included in AccountsOS

AI & assistant

  • Finn on every page
  • Voice that acts
  • Document intelligence
  • Long-term memory
  • Proactive insights
  • Month-end close

Bookkeeping & banking

  • Any-bank CSV/PDF import
  • Auto-categorisation
  • Bank rules
  • Reconciliation
  • Double-entry ledger

Tax & filing

  • VAT MTD to HMRC
  • Corporation Tax + marginal relief
  • Annual accounts wizard
  • Deadline reminders
  • Self assessment

Invoicing & money

  • Multi-currency invoices
  • Recurring + auto-chasers
  • Bills & payments
  • Estimates & quotes
  • Dividends & vouchers

Payroll & expenses

  • Payroll with RTI
  • Expense claims
  • Approval workflow
  • Mileage & home office
  • Batched reimbursement

Reports

  • Profit & loss
  • Balance sheet
  • VAT summary
  • Cash-flow forecast
  • Trial balance

Integrations

  • Claude Desktop & ChatGPT
  • WhatsApp, Slack, Telegram
  • Companies House
  • Plaid, Stripe, Wise, Mercury
  • Deel

Security

  • Two-factor auth
  • Bank-level encryption
  • Row-level isolation
  • Audit trail
  • AI never trains on your data