Bookkeeping software for Ireland: bank feeds, receipts and the euro ledger
Finn keeps your books in euro and dates in the day, month, year format. You bring your bank activity in by uploading a CSV or PDF statement, or by connecting Mercury, Wise, Stripe or Revolut if you use them. Finn categorises each transaction using the context of your business, including your open invoices and recent activity, and flags anything it is unsure about instead of guessing.
Receipts do not need filing by hand. Forward a receipt by email, or send a photo by WhatsApp, Telegram or Slack, and Finn reads it, links it to the matching bank line and records the VAT. At month end Finn reviews the ledger, raises exceptions, and you clear them before locking the period.
- Categorises bank lines using your own business context
- Matches receipts and invoices to payments
- Records VAT at the right Irish rate on each purchase
- Flags unclear items for you to review rather than posting them blindly
23 OctThe Monthly PAYE liability lands on 23 Oct. Finn puts it on your calendar and reminds you ahead of it.
Irish VAT return software: the VAT3, rates and filing rhythm
Ireland charges VAT at 23% as the standard rate, with 13.5% for things like building services, 9% for a second reduced rate, 4.8% for livestock and 0% for exports and certain goods. The default filing period is bi-monthly, six returns a year, with the VAT3 and payment due by the 23rd of the month after the period ends when you file through ROS.
Finn tracks your VAT by period, prepares the figures for each VAT3 and tells you the amount due. Registration is required when turnover passes or is expected to pass 85,000 euro for goods or 42,500 euro for services in a 12-month period. Smaller businesses can apply for annual or four-monthly filing, and every registered business files the annual Return of Trading Details (RTD).
- Prepares VAT3 figures for each bi-monthly period
- Watches your turnover against the registration thresholds
- Handles reverse charge on EU services you buy
- Reminds you about the annual RTD
Corporation Tax in Ireland: the CT1, 12.5% and preliminary tax
Irish Corporation Tax is 12.5% on trading income and 25% on non-trading income such as rent and investment income. Finn separates the two in your ledger so the split is ready when it matters. The CT1 return is due within nine months of your accounting period end, by the 23rd of that month when you file and pay through ROS.
Preliminary tax is the part that surprises new companies. A small company pays either the full prior year liability or 90% of the current year liability by the 23rd of the month before year end. Finn works out the estimate, tells you the date, and flags reliefs worth checking, including Start-Up Relief for new trading companies and the 30% R&D tax credit.
Irish payroll, PAYE, PRSI and USC
Irish payroll runs on PAYE Modernisation, which means payroll submissions go to Revenue on or before pay day using each employee's Revenue Payroll Notification (RPN). Each payslip carries PAYE, the Universal Social Charge (USC) and Pay Related Social Insurance (PRSI). From 1 October 2026, employee Class A PRSI is 4.35%, and employer PRSI is 9.15% on weekly earnings up to 552 euro and 11.40% when weekly pay is above that.
Finn keeps the payroll costs in your ledger and tells you what the monthly P30 remittance should be. The P30 is due by the 23rd of the following month when paid through ROS. PRSI and USC rates move with each Budget, so Finn checks its sourced figures and cites Revenue when it quotes them. The submission itself is made through your payroll route.
CRO annual return software: the B1, the ARD and beneficial ownership
The Companies Registration Office (CRO) holds the public record for every Irish company. Each company has an Annual Return Date (ARD), and the Form B1 annual return must be filed within 56 days of it, through CORE. The first return is due six months after incorporation and needs no financial statements. Later returns need the financial statements attached.
Late filing is expensive. The penalty starts at 100 euro and then accrues at 3 euro a day up to a cap of 1,200 euro a year, and two consecutive late returns lose the audit exemption. Finn tracks your ARD, keeps the ledger ready for your financial statements, and reminds you about the Register of Beneficial Ownership, which needs updating within 14 days of a change.
Sole traders and Form 11 in Ireland
If you trade in your own name, your return is the Form 11, due on 31 October after the tax year ends. Filing and paying through ROS extends the date into mid-November, and Revenue confirms the exact day each year. Preliminary tax for the current year and the balance for the prior year fall on the same date.
Self-employed people pay Class S PRSI at 4.35% from 1 October 2026, with a minimum payment of 650 euro, and USC carries an extra 3% surcharge on non-PAYE income above 100,000 euro. Finn keeps your income and expenses in order through the year, so the figures for the Form 11 are ready when you sit down to file.
Switching from Sage, Xero, QuickBooks, Bullet or Surf
Most Irish businesses we talk to are coming from Sage, Xero or QuickBooks, and some from Irish products such as Bullet and Surf. Moving over does not need a project. Export your transactions, contacts and chart of accounts as CSV from the old package and upload them. Finn maps the columns itself, so you do not need a template.
There is no lock-in. Your data stays exportable, and you can keep your accountant in the loop by giving them access. Run the old system alongside AccountsOS for one VAT period if you want to compare the figures before you switch off the old one. Finn also picks up your open invoices and bills, so customers and suppliers carry across with their balances.