Live in India1 of 27 countries

Accounting software for Indian businesses

For limited companies, sole traders and the accountants who look after them. If you run a business in India, your books have to answer to several authorities at once: GST returns every month, TDS deposited by the 7th, advance tax four times a year, and MCA filings after the annual general meeting.

Start free, 14 days Ask Finn about Indian tax

Data held in the EU
Real double-entry ledger
No card to start

FinnIndia business

Online

What is my GST payable for September, and when is GSTR-3B due?

GST payable for September is INR 76,500: output tax INR 1,98,000 minus input tax credit INR 1,21,500. GSTR-1 goes by 11 October and GSTR-3B by 20 October. Your August payment went out on 19 September and is reconciled.

Output GST1,98,000

Input tax credit1,21,500

To pay76,500

Source: GST Portal, GSTR-3B return

Example figures. Finn answers from your own ledger, with the source beside every number.

Built for you

Three ways Indian businesses use Finn

Sole traders

Sole proprietors and presumptive tax

A sole proprietor is taxed personally and can use presumptive taxation. Under section 44AD income is declared at 8% of turnover, or 6% for digital receipts. Under 44ADA professionals declare 50% of receipts. Finn keeps turnover in your ledger, watches the GST limits and shows where you stand before the single advance tax date of 15 March.

Turnover tracked against section 44AD
GST registration limits watched as you grow
One advance tax date, 15 March

₹750/monthStart free

Limited companies

Private Limited Company and LLP

A Private Limited Company needs at least two directors and two members, with no minimum capital. Finn keeps GST, TDS and advance tax figures current, builds the ITR-6 numbers from your ledger and sets the AOC-4 and MGT-7 dates from your AGM. You or your company secretary file on the GST, income tax and MCA portals.

GSTR-1 and GSTR-3B figures each month
TDS and advance tax tracked
AOC-4 and MGT-7 dates from your AGM

₹1,499/monthStart free

Accountants

Run your client book on Finn

Finn works as a colleague on your team. It does the production work across your clients, such as bookkeeping, GST workings and TDS figures, while you review and sign. Chartered accountants and company secretaries can allocate clients to staff, see every client's deadlines in one list and bring each client across from Tally or Zoho by CSV.

Every client's deadlines in one list
Clients allocated to your team
Migrate from Tally or Zoho by CSV

Flat price per live clientFor accountants

Yes, AccountsOS is live in India. Finn knows Income Tax Department (CBDT), Ministry of Corporate Affairs (MCA) / Registrar of Companies and INR (₹), and supports Private Limited Company (Pvt Ltd), One Person Company (OPC), Limited Liability Partnership (LLP) entities out of the box, with tax figures always cited to an official source.

Your Indian tax year at a glance

Every deadline Finn tracks

All deadlines with sources

11 OctGSTR-1 for SeptemberMonthly filers
20 OctGSTR-3B for SeptemberMonthly filers
30 OctAOC-4 financial statementsAssumes a 30 Sep AGM
31 OctITR-6 company returnAudit cases, AY 2026-27
31 OctTDS return, Q2Forms 24Q and 26Q
29 NovMGT-7 annual returnAssumes a 30 Sep AGM
15 DecAdvance tax, instalment 375% of the year's tax
31 JanTDS return, Q3Forms 24Q and 26Q

What Finn handles in India

The production work, done in Indian terms

Each card is a real workflow. Where the law needs you or your accountant to sign, Finn says so and hands over the figures.

Bookkeeping in India: bank statements, receipts and GST-ready books

Finn keeps your books in Indian rupees and follows the Indian financial year, 1 April to 31 March.

GST return software: GSTR-1 and GSTR-3B dates and figures

Since GST 2.0 from 22 September 2025 the slabs are 0%, 5%, 18% and 40%, and the old 12% and 28% slabs are gone.

Company tax in India: ITR-6, advance tax and section 115BAA

Domestic companies pay a base rate of 30%, or 25% where turnover is up to ₹400 crore.

Payroll in India: EPF, ESI and TDS on salary

Employee and employer each contribute 12% to EPF, and 8.33% of the employer share goes to the Employees' Pension Scheme, on wages capped at ₹15,000 a month.

MCA annual filings: AOC-4, MGT-7 and your CIN

Companies register with the Ministry of Corporate Affairs and receive a CIN.

Sole proprietors and small businesses: Startup India and presumptive tax

18%GST standardAlso 0%, 5% and 40%

22%Section 115BAAAbout 25.17% effective

12%EPF each sideWages capped at ₹15,000

8%Presumptive, 44AD6% on digital receipts

3.25%ESI employerPay up to ₹21,000 a month

Rates from Income Tax Department (CBDT), checked 2026-09-30. Finn cites the page it used every time it quotes one.

Bookkeeping in India: bank statements, receipts and GST-ready books

Finn keeps your books in Indian rupees and follows the Indian financial year, 1 April to 31 March. You bring in bank statements by CSV or PDF upload, and Finn categorises each line using your business context rather than fixed keyword rules. Payments are matched to the invoices and bills they settle.

Receipts do not need to be typed in. Photograph a bill and send it by WhatsApp, forward it by email, or drop it into Telegram or Slack. Finn extracts the vendor, amount and tax split, then posts it to the ledger. Wise, Stripe and Revolut are supported for foreign-currency income and payouts.

Bank statement import by CSV or PDF
Receipts by WhatsApp, email, Telegram or Slack
Invoices, bills and payment matching in the ledger

11 OctThe GSTR-1 for September lands on 11 Oct. Finn puts it on your calendar and reminds you ahead of it.

GST return software: GSTR-1 and GSTR-3B dates and figures

Since GST 2.0 from 22 September 2025 the slabs are 0%, 5%, 18% and 40%, and the old 12% and 28% slabs are gone. Finn tracks the split between CGST and SGST on intra-state sales and IGST on inter-state sales and imports, because the returns depend on that split. Older transactions can still carry the previous rates.

GSTR-1 is due by the 11th of the next month and GSTR-3B by the 20th, with different dates under QRMP. Finn prepares the figures and reminds you ahead of time. Registration is mandatory above ₹40 lakh for goods and ₹20 lakh for services, and e-invoicing applies above ₹5 crore. You file on the GST portal yourself.

GSTR-1 by the 11th, GSTR-3B by the 20th
Composition scheme up to ₹1.5 crore for goods and ₹50 lakh for services
E-invoicing above ₹5 crore turnover

Company tax in India: ITR-6, advance tax and section 115BAA

Domestic companies pay a base rate of 30%, or 25% where turnover is up to ₹400 crore. Section 115BAA offers 22%, about 25.17% effective, if the company forgoes most deductions, and section 115BAB offers 15% for new manufacturers. A surcharge and a 4% Health and Education Cess apply on top. LLPs and partnership firms pay a flat 30%.

Advance tax is paid in four instalments: 15% by 15 June, 45% by 15 September, 75% by 15 December and 100% by 15 March. Finn keeps a running estimate so the instalments do not surprise you. The ITR-6 is due on 31 October for audit cases, with the tax audit report by 30 September. Finn prepares the figures and you file.

Payroll in India: EPF, ESI and TDS on salary

Employee and employer each contribute 12% to EPF, and 8.33% of the employer share goes to the Employees' Pension Scheme, on wages capped at ₹15,000 a month. ESI is 3.25% from the employer and 0.75% from the employee, for staff earning up to ₹21,000 a month. Finn calculates these from the salary figures you give it.

Employers deduct TDS on salary each month, deposit it by the 7th of the following month, and file the quarterly Form 24Q. Form 16 goes to each employee after the year ends. Professional Tax is set by each state, so Finn flags it and leaves the rates and slabs to a local Chartered Accountant.

MCA annual filings: AOC-4, MGT-7 and your CIN

Companies register with the Ministry of Corporate Affairs and receive a CIN. A Private Limited Company needs at least two members and two directors, and there has been no minimum paid-up capital since 2015. Finn holds your company details, keeps the registers of directors and shareholders in view, and sets up the filing calendar automatically from your AGM date.

After the AGM you file AOC-4 with the financial statements within 30 days and MGT-7, the annual return, within 60 days. Directors complete DIR-3 KYC by 30 September. Finn keeps the ledger ready for your financial statements and reminds you in time. The filing itself goes through the MCA portal, which you or your company secretary submit.

Sole proprietors and small businesses: Startup India and presumptive tax

A DPIIT-recognised startup, either a Private Limited Company or an LLP with turnover up to ₹100 crore, can claim a 100% profit deduction for three consecutive years within its first ten under section 80-IAC. Eligibility now covers startups incorporated up to 31 March 2030. Finn tracks the conditions but cannot obtain recognition for you.

Small businesses can use presumptive taxation. Under section 44AD income is declared at 8% of turnover, or 6% for digital receipts, up to ₹3 crore where cash receipts are 5% or less. Under section 44ADA professionals declare 50% of receipts, up to ₹75 lakh on the same condition. Presumptive taxpayers pay advance tax in one instalment by 15 March.

Switching from TallyPrime, Zoho Books or Vyapar

Many Indian businesses run on TallyPrime, Zoho Books or Vyapar. Moving to Finn does not require retyping anything or rebuilding your books by hand. Export your chart of accounts, contacts, invoices and transactions as CSV, upload them, and Finn maps the columns to its own structure using AI, whatever the layout of the export.

There is no lock-in. Your data stays exportable as CSV at any time, so you can leave as easily as you arrived, which is how it should be. Keep your old software read-only until you have checked the opening balances against the last closed period, then move your GST, TDS and advance tax routines across to Finn.

Finn at work in India

One accountant, 27 countries, the same ledger

Finn flagged a VAT deadline for a business in Mumbai

See all 27 countries

Indian terms Finn understands

Full glossary

GST: Goods and Services Tax, India's indirect tax, with CGST and SGST on intra-state supplies and IGST on inter-state supplies and imports.
GSTIN: The 15-character GST number, made of a 2-digit state code, the PAN, a registration digit, the letter Z and a checksum.
PAN: Permanent Account Number, the 10-character taxpayer ID issued by the Income Tax Department.
TAN: Tax Deduction Account Number, the 10-character ID needed by anyone who deducts TDS.
TDS: Tax Deducted at Source, tax withheld on salary and many other payments and deposited with the government.
CIN: Corporate Identity Number, the 21-character company ID issued by the Ministry of Corporate Affairs.

Switching

Switching from TallyPrime, Zoho Books or Vyapar

01ExportAccounts, contacts, invoices and bank lines as CSV from your current tool.
02Drop it on FinnFinn reads the columns, maps your chart of accounts and asks only where it is unsure.
03Opening balancesLast year from your filed accounts, this year live. Reconciled before you rely on it.

Can I claim it? India expenses

All expenses

Office Rent

Yes

Yes: rent paid for business premises (office, factory, warehouse) is fully deductible against corporate income tax under Section 37(1) of the Income Tax Act 1961, provided it is incurred wholly and exclusively for business purposes. TDS under Section 194I must be deducted if rent exceeds INR 50,000 per month or part of a month: 10% for land, buildings and furniture, and 2% for plant and machinery.

Employee Salaries and Wages

Yes

Yes: salaries, wages, bonus, and allowances paid to employees are fully deductible under Section 37(1) of the Income Tax Act. The employer must deduct TDS under Section 192 at applicable slab rates and comply with EPF (12% employer contribution) and ESIC obligations. Employer PF contributions are also deductible.

Professional and Consultancy Fees

Yes

Yes: fees paid to accountants, lawyers, consultants, and other professionals are deductible under Section 37(1). TDS at 10% under Section 194J must be deducted if fees to a single payee exceed INR 50,000 in a year (raised from INR 30,000 with effect from 1 April 2025). Technical services fees attract 2% TDS (reduced rate from 1 April 2020 for technical services).

Business Travel Expenses

Partial

Yes for genuine business travel: air, rail, taxi, and hotel costs for client meetings, conferences, and business trips are deductible under Section 37(1). Personal travel mixed with business is only partially deductible in proportion to business use. International travel requires stronger documentation. No deduction for the personal portion.

Software Subscriptions and SaaS

Yes

Yes: annual software subscriptions and SaaS tools (accounting software, CRM, project management, cloud storage) are deductible as revenue expenses under Section 37(1). Perpetual software licences may be capitalised and depreciated at 40% under the IT Act. GST (18%) on software is creditable if you are GST-registered. TDS under Section 194J may apply to software payments depending on how they are classified: royalty is taxed at 10%, and fees for technical services at 2%, once payments to a payee exceed INR 50,000 a year. Classification of software payments depends on the facts, so take advice before applying a rate.

Depreciation on Business Assets

Yes

Yes: depreciation on tangible and intangible business assets is deductible under Section 32 of the Income Tax Act at prescribed rates using the Written-Down Value (WDV) method. The key rates are: computers/software 40%, general plant and machinery 15%, furniture 10%, vehicles 15-30%, buildings 5-10%. Assets bought after 3 October in the financial year get only 50% of the rate for that year.

Questions Indian founders ask

Is AccountsOS compliant with Indian GST rules?

Finn applies the current GST structure, including the 0%, 5%, 18% and 40% slabs and the CGST, SGST and IGST split, and cites gst.gov.in for each rule. It prepares the figures and you file the returns on the GST portal.

Can Finn file my GSTR-3B return?

Finn prepares the GSTR-1 and GSTR-3B figures and reminds you before the 11th and 20th. It does not file on your behalf. You review the numbers and submit them through the GST portal.

What does accounting software cost in India?

Pricing is listed on the AccountsOS pricing page and depends on your plan. Check that page for current figures, as they can change.

Can I import my data from TallyPrime?

Yes. Export your data from TallyPrime as CSV and upload it. Finn maps the columns to its own structure with AI, so the layout of the export does not matter.

When is advance tax due in India?

Advance tax is due in four instalments: 15% by 15 June, 45% by 15 September, 75% by 15 December and 100% by 15 March, where liability is ₹10,000 or more. Finn keeps an estimate running.

Do I need to register for GST?

Registration is mandatory above ₹40 lakh turnover for goods and ₹20 lakh for services, with lower limits in special-category states. It is also mandatory for inter-state suppliers and e-commerce operators regardless of turnover.

Can Finn file my MCA annual return?

Finn keeps the ledger ready for your financial statements and sets reminders for AOC-4 within 30 days and MGT-7 within 60 days of the AGM. The submission itself goes through the MCA portal.

Does Finn handle EPF, ESI and TDS on salary?

Finn calculates EPF, ESI and TDS from the salary figures you provide and reminds you of the deposit and return dates. State Professional Tax is flagged but left to a local Chartered Accountant.

Does AccountsOS support businesses in India?

Yes. AccountsOS is fully live in India, with Finn aware of Income Tax Department (CBDT), Ministry of Corporate Affairs (MCA) / Registrar of Companies, INR (₹) and local entity types (Private Limited Company (Pvt Ltd), One Person Company (OPC), Limited Liability Partnership (LLP)).

What entity types does AccountsOS support in India?

Private Limited Company (Pvt Ltd), One Person Company (OPC), Limited Liability Partnership (LLP), Public Limited Company, Sole Proprietorship, Partnership Firm. Each has its own tax treatment, filing requirements and default settings configured out of the box.

Can Finn file taxes directly with Income Tax Department (CBDT)?

No. Finn does not file with Income Tax Department (CBDT) for you. Finn keeps your books, tracks your Income Tax Department (CBDT) deadlines and gives you the figures. You or your accountant file. Finn always cites Income Tax Department (CBDT) sources when it quotes a rate, threshold or deadline.

What currency and date format does AccountsOS use for India?

INR (₹) throughout, with dates shown as DD/MM/YYYY. No manual conversion needed.

Can I run a company in India alongside businesses in other countries?

Yes. One login covers multiple companies across any of AccountsOS's supported countries, switch between them with a click, and Finn loads the correct tax rules, currency and entity settings automatically for each.

Is my country not listed, or do I need a bespoke setup for a large client book?

We build custom country rollouts and tailored practice migrations quickly: see accounts-os.com/custom-rollout.

For founders

Stop dreading your Indian accounts

Connect a bank, forward a receipt, ask Finn a question in plain English. Free for 14 days, no card.

Start free

For accountants

Run your Indian client book on Finn

Finn does the production work across every client. Your team reviews, signs and files. Flat pricing per live client.

See practice pricing