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Dividends

Declare a dividend, the voucher writes itself.

Record the declaration, generate the voucher, and post it to the ledger. Stays aligned with the dividend allowance and rate bands automatically.

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DividendsLive
Declare a £2,000 dividend to me
FDeclared. Voucher generated and posted to the ledger.
FFinn kept it inside your dividend allowance.
Live

In short

AccountsOS lets you declare and document dividends to one or many shareholders, generate compliant dividend vouchers and board minutes, post to the GL automatically (debit retained earnings, credit shareholder loan / dividends payable), and respect the £500 dividend allowance plus the 2026-27 rate bands (10.75% basic, 35.75% higher, 39.35% additional, from 6 April 2026) for self-assessment. Vouchers and minutes are included in the plan, not a separate voucher-tool subscription that costs £120 a year on its own.

Multi-shareholder
Built in
£500
2026-27 allowance
Vouchers
Generated

Everything it does

Declaration

  • Date, total amount, per-shareholder split
  • Multiple shareholders supported (different percentages, different shares)
  • Records date of declaration and date of payment separately
  • Linked to interim or final dividend basis

Vouchers

  • Generate per-shareholder PDF voucher
  • Includes company name, shareholder name, amount, date
  • HMRC-format evidence for self-assessment
  • Board minutes generated alongside, as PDF and Word drafts for signature

Tax intelligence

  • Respects the £500 dividend allowance per shareholder for 2026-27
  • Applies 2026-27 rates: 10.75% (basic), 35.75% (higher), 39.35% (additional), from 6 April 2026
  • Self-assessment tracking per director
  • Surfaces in salary/dividend optimiser

GL & DLA

  • Auto-posts to retained earnings
  • Credits shareholder loan account or dividends payable
  • Updates director's loan account live
  • Shows on Balance Sheet immediately

Capabilities at a glance

Multi-shareholder dividend declarations

Per-shareholder vouchers plus board minutes (PDF and Word)

£500 dividend allowance for 2026-27 respected

2026-27 bands: 10.75% / 35.75% / 39.35%

Auto GL posting (retained earnings → shareholder)

Live DLA / shareholder loan update

Self-assessment tracking per director

Linked to salary / dividend optimiser

How It Works

1

Declare

Enter total amount, date, per-shareholder split. We split automatically by share class if defined.

2

Voucher generated

PDF voucher per shareholder, ready to email or print.

3

GL updated

Retained earnings debited, shareholder loan account credited. Balance sheet refreshed instantly.

4

Self-assessment ready

At year-end your self-assessment dividend figure is already there.

By the numbers

10.75 / 35.75 / 39.35%
2026-27 rate bands
Applied per shareholder
Auto
GL posting
Retained earnings ↔ shareholder loan
PDF
Voucher
HMRC-compliant evidence

Real-world Use Cases

Solo director monthly

Take a £3k dividend each month. Declare, voucher generated, GL posted in 30 seconds.

Two-director company

Two equal directors take £4k each. Per-shareholder split handled. Two vouchers.

Year-end planning

Optimiser tells you the optimal final dividend before year-end given your salary and CT position.

Why founders pick this over the spreadsheet

HMRC-compliant evidence on demand

Allowance + bands handled automatically

Self-assessment figure already done at year-end

DLA stays accurate (S455 trap avoided)

Frequently Asked Questions

Do you generate dividend vouchers?

Yes. Per-shareholder vouchers in HMRC-acceptable format, with company name, shareholder name, amount, date and signature line, plus the board minutes to go with them, as PDF and Word drafts. Both are included in your plan, where standalone voucher tools charge around £120 a year for this alone.

What about the £500 allowance?

The £500 allowance for 2026-27 is respected per shareholder. The optimiser shows you how to use it before paying tax.

Multiple share classes?

Yes. Declare a dividend per share class. Per-shareholder split is calculated automatically from holdings.

How does this affect my DLA?

Dividends post to retained earnings and credit your shareholder loan / dividends payable account. They reduce DLA when paid. We track this live.

Self-assessment?

Per-director YTD dividend figures roll up so your self-assessment dividend total is correct on 6 April. Tax bands applied.

Explore more of AccountsOS

Salary & Dividend Optimiser

Take the most home, legally. We do the maths every payroll cycle.

Director's Loan Account

Borrowing from your company gets taxed if you get it wrong. Finn watches the balance so you never do.

Payroll

Run payroll, send payslips, and get an HMRC-ready RTI file every time. No payroll bureau needed.

Corporation Tax

See your tax bill in real time, so it's never a surprise. Filing-ready numbers when you need them.

Ready to try Dividends?

Set up in minutes. Finn works in the background on your books, wherever you're based.

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