Dividends
Declare a dividend, the voucher writes itself.
Record the declaration, generate the voucher, and post it to the ledger. Stays aligned with the dividend allowance and rate bands automatically.
Free for 14 days, no credit card
In short
AccountsOS lets you declare and document dividends to one or many shareholders, generate compliant dividend vouchers and board minutes, post to the GL automatically (debit retained earnings, credit shareholder loan / dividends payable), and respect the £500 dividend allowance plus the 8.75 / 33.75 / 39.35% rate bands for self-assessment. Vouchers and minutes are included in the plan, not a separate voucher-tool subscription that costs £120 a year on its own.
Everything it does
Declaration
- Date, total amount, per-shareholder split
- Multiple shareholders supported (different percentages, different shares)
- Records date of declaration and date of payment separately
- Linked to interim or final dividend basis
Vouchers
- Generate per-shareholder PDF voucher
- Includes company name, shareholder name, amount, date
- HMRC-format evidence for self-assessment
- Board minutes generated alongside, as PDF and Word drafts for signature
Tax intelligence
- Respects £500 dividend allowance per shareholder
- Applies 8.75% (basic), 33.75% (higher), 39.35% (additional) bands
- Self-assessment tracking per director
- Surfaces in salary/dividend optimiser
GL & DLA
- Auto-posts to retained earnings
- Credits shareholder loan account or dividends payable
- Updates director's loan account live
- Shows on Balance Sheet immediately
Capabilities at a glance
Multi-shareholder dividend declarations
Per-shareholder vouchers plus board minutes (PDF and Word)
£500 dividend allowance respected
Bands: 8.75% / 33.75% / 39.35% applied
Auto GL posting (retained earnings → shareholder)
Live DLA / shareholder loan update
Self-assessment tracking per director
Linked to salary / dividend optimiser
How It Works
Declare
Enter total amount, date, per-shareholder split. We split automatically by share class if defined.
Voucher generated
PDF voucher per shareholder, ready to email or print.
GL updated
Retained earnings debited, shareholder loan account credited. Balance sheet refreshed instantly.
Self-assessment ready
At year-end your self-assessment dividend figure is already there.
By the numbers
Real-world Use Cases
Solo director monthly
Take a £3k dividend each month. Declare, voucher generated, GL posted in 30 seconds.
Two-director company
Two equal directors take £4k each. Per-shareholder split handled. Two vouchers.
Year-end planning
Optimiser tells you the optimal final dividend before year-end given your salary and CT position.
Why founders pick this over the spreadsheet
HMRC-compliant evidence on demand
Allowance + bands handled automatically
Self-assessment figure already done at year-end
DLA stays accurate (S455 trap avoided)
Frequently Asked Questions
Do you generate dividend vouchers?
Yes. Per-shareholder vouchers in HMRC-acceptable format, with company name, shareholder name, amount, date and signature line, plus the board minutes to go with them, as PDF and Word drafts. Both are included in your plan, where standalone voucher tools charge around £120 a year for this alone.
What about the £500 allowance?
Respected per shareholder. The optimiser shows you how to use it before paying tax.
Multiple share classes?
Yes. Declare a dividend per share class. Per-shareholder split is calculated automatically from holdings.
How does this affect my DLA?
Dividends post to retained earnings and credit your shareholder loan / dividends payable account. They reduce DLA when paid. We track this live.
Self-assessment?
Per-director YTD dividend figures roll up so your self-assessment dividend total is correct on 6 April. Tax bands applied.
Explore more of AccountsOS
Salary & Dividend Optimiser
Take the most home, legally. We do the maths every payroll cycle.
Director's Loan Account
Borrowing from your company gets taxed if you get it wrong. Finn watches the balance so you never do.
Payroll
Run payroll, send payslips, and get an HMRC-ready RTI file every time. No payroll bureau needed.
Corporation Tax
See your tax bill in real time, so it's never a surprise. Filing-ready numbers when you need them.
Ready to try Dividends?
Set up in minutes. Finn works in the background on your books, wherever you're based.
Free for 14 days, no credit card, cancel anytime