Invoicing

Get paid without chasing anyone.Finn sends the reminders and spots the payment.

Raise an invoice in the app or ask Finn on WhatsApp. Finn chases late payers in your words, on your schedule, and marks the invoice paid the moment the money lands in your bank.

14 days free, no card. Then £20/month, invoicing included.

INV-0231 · Acme Ltd

£4,800

Paid
  1. “Invoice Acme £4,000 + VAT, 30 days”

    You, on WhatsApp. Finn drafts INV-0231 with your logo and bank details.

    2 Sep
  2. Sent to accounts@acme.example

    You check it and hit send. The PDF goes with it. Chasers are on.

    2 Sep
  3. Friendly nudge, 7 days late

    Your wording, on your schedule.

    9 Oct
  4. Firmer reminder, 14 days late

    Escalates on its own. You never wrote an email.

    16 Oct
  5. £4,800 lands in Starling

    Finn matches it to INV-0231.

    17 Oct

Marked paid. Chasing stopped. You didn't log in once after hitting send.

Illustrative example

How it works

From the ask to the money, Finn runs the loop.

  1. 01

    Ask for it

    Say who, what and when, in the app or on WhatsApp. Finn drafts the invoice with your logo and bank details. Or build it yourself in the app.

  2. 02

    Send it

    Check it and hit send. Your client gets the PDF by email, and you can download a copy any time.

  3. 03

    Let Finn chase

    If it runs late, Finn sends reminders on the days you pick, friendly first and firmer later, in words you set once. Change it for a single invoice whenever you like.

  4. 04

    Get paid

    When the money lands in your connected bank, Finn matches it, marks the invoice paid and stops the reminders. Part-paid invoices keep being chased for the rest. If a match is not certain, Finn asks you.

Raise it anywhere

Invoice from the car park.

Tell Finn who to bill in WhatsApp, Slack, Telegram, email, on a phone call or in the app. Finn finds the client, works out the VAT and drafts the invoice with your logo and bank details. You check it and hit send.

  • Plain English: "Invoice Acme £4,000 + VAT for the September retainer, 30 days"
  • New client? Finn adds them to your contacts as it goes
  • Prefer forms? Build it in the app with line items, currency and payment terms
  • Your client gets a PDF by email. Download a copy any time

Finn on WhatsApp

Invoice Acme £4,000 + VAT for the September retainer, 30 days

Done. INV-0231 for £4,800 is drafted for Acme Ltd, due 2 October, with chasers on. It's in your invoices ready to send.

Perfect, thanks

Illustrative example

Chasers

Reminders that sound like you.

Nobody likes writing "just following up". Finn sends the reminders for you, starting on the due date and getting firmer the longer an invoice is late. Set the words and the days once, and change them on any invoice.

  • Four steps: a due-day reminder, then friendly, firm and final
  • Pick a schedule (gentle, standard or firm) or choose your own days
  • Write each message yourself, with the client's name, amount and due date filled in
  • Chase one invoice now from chat, or switch chasing off while you sort it out

Chasing settings

Every new invoice
Chasing
On for new invoices
Schedule
Due day, then 7, 14 and 30 days late
Friendly
Hi {{contact_name}}, a quick nudge on {{invoice_number}}…
Firm
Hi {{contact_name}}, {{invoice_number}} is now {{days_overdue}} days overdue…
Final
Your wording for the last reminder

Stops by itself the day the invoice is paid

Illustrative example

Also included

Everything else getting paid needs.

Recurring invoices

Weekly, monthly, quarterly or yearly. Finn raises and emails each one on schedule.

Quotes to invoices

Send a quote, then turn it into an invoice in one click when the client says yes.

Any currency

Invoice abroad in the client's currency. Your books record the value at the invoice-date rate.

Credit notes

Raise a credit note against any invoice in one click.

Unlimited invoices

No cap and no per-invoice fees. It is all in the one monthly price.

In your books already

Every invoice and payment lands in your accounts and your VAT return, with nothing to re-key.

The price

No invoice cap. No upgrade to get one.

On Xero's cheapest company plan you can send 20 invoices a month before you have to move up to £39. AccountsOS is £20 with no cap, and Finn's chasing and payment matching are included.

ItemXeroAccountsOS
Entry company plan£18 Ignite£20
Invoices a month20, then Grow at £39Unlimited

Xero UK list prices excluding VAT, read on xero.com on 22 September 2026.

FAQ

Invoicing: common questions

Can I send an invoice from WhatsApp?

Finn can raise it from WhatsApp, Slack, Telegram, email or a phone call. Sending is done from the app, so you always see an invoice before your client does.

Can I change what the reminders say and when they go?

Yes. Write your own wording for each of the four reminders and pick a schedule, or set your own days after the due date. It applies to every new invoice, and you can change it on any single invoice.

How does an invoice get marked as paid?

Finn matches incoming payments from your connected bank, or from a bank statement you upload, and marks the invoice paid. You can also mark it paid yourself with the date.

What if the client only pays part of it?

Finn records the part payment against the invoice and keeps chasing the balance until it is settled.

Can I add my logo and bank details?

Yes. Add them once in settings and every invoice PDF carries them.

Do invoices go into my accounts?

Yes. Every invoice and payment posts to your books and your VAT position automatically.

Send the invoice once. Finn gets you paid.

Try it free for 14 days, no card needed.