Bookkeeping software for the Netherlands: bank feeds, receipts and euro accounts
Finn keeps a double-entry ledger in euros. You import bank and card statements as CSV or PDF, and Finn reads whatever layout your bank uses, so there is no per-bank setup to maintain. Each transaction is categorised using the context of your business, your open invoices and your earlier activity. You only see the items Finn is unsure about.
Receipts do not need a special app. Forward them by email, or send a photo through WhatsApp, Telegram or Slack, and Finn extracts the supplier, date, amount and BTW, then links the document to the matching bank transaction. Stripe, Wise, Mercury and Revolut can also be connected where you use them. Foreign currency amounts are converted and recorded against the euro ledger.
31 OctThe BTW Q3 lands on 31 Oct. Finn puts it on your calendar and reminds you ahead of it.
BTW aangifte software: 21% and 9% BTW, quarterly returns and OSS
Dutch VAT, known as BTW or omzetbelasting, is 21% standard. A 9% reduced rate applies to food, books, medicines and passenger transport. Exports and intra-EU supplies are 0%-rated, and healthcare, education, finance and insurance are exempt with no input recovery. Finn tracks BTW on every sale and purchase and prepares the return figures.
Most businesses file quarterly and must file and pay within one month after the period ends: Q1 by 30 April, Q2 by 31 July, Q3 by 31 October and Q4 by 31 January. Monthly or annual filing is possible for some businesses. You file through the Belastingdienst, and Finn does not submit the return for you. It gives you the figures and the date.
Cross-border B2C sales in the EU can be reported through the One Stop Shop instead of registering in each country. Intra-EU B2B supplies are 0%-rated with the customer accounting for the VAT under the reverse charge, and EU numbers are checked through VIES. Finn flags these transactions so they land in the right boxes.
Vennootschapsbelasting (vpb) software: 19% and 25.8% corporate tax
Corporate tax, vennootschapsbelasting or vpb, has two brackets for 2025, unchanged for 2026: 19% on the first €200,000 of taxable profit and 25.8% above that. It applies to BVs, NVs and other corporate taxpayers. Dividend withholding tax, dividendbelasting, is 15%, and qualifying profits from self-developed intangible assets can be taxed at an effective 9% under the innovation box.
The vpb return is due within five months of the financial year-end, which is 1 June for a calendar-year company. An extension to 1 November can be requested online between 1 March and 1 June, and tax advisers have their own extension scheme. Finn keeps your books current through the year, prepares the profit figures the return is built on, and reminds you of the date. You or your adviser file through Mijn Belastingdienst Zakelijk.
Loonheffingen payroll: wage tax, employee insurances and the 30% ruling
Employers withhold and remit loonheffingen, which bundle wage tax, national insurance, the employee insurance contributions for WW, WIA and ZW, and the income-dependent healthcare contribution. The employee insurance premiums are largely employer-borne. The employer percentages are reset every January, so Finn works from the current-year Belastingdienst table rather than a remembered figure.
The 30% ruling lets an employer reimburse an eligible incoming employee up to 30% of salary tax-free for extraterritorial costs, in 2025 and 2026. From 1 January 2027 the maximum drops to 27%. A minimum salary threshold and a salary cap apply. Finn records payroll in your books and prepares the figures, while running the payroll and filing stays with you or your payroll provider.
KVK and the jaarrekening: BV, NV and annual accounts deposit
A BV, the besloten vennootschap, can be formed with share capital of €0.01 by notarial deed, and it is the standard incorporated form. An NV needs €45,000. The eenmanszaak (sole proprietorship), VOF (general partnership), CV (limited partnership) and maatschap (professional partnership) have no minimum capital and are taxed in the owners' income tax. Your KVK number has eight digits.
BVs, NVs and similar entities must deposit their annual accounts at the KVK within 12 months of the year-end, and at most eight days after the shareholders adopt them. For a BV whose shareholders are all directors, the effective hard limit is 10 months and 8 days. Late filing is a punishable offence and there is no extension. Finn prepares the figures and puts the date on your calendar.
Zzp and KOR: the small-business scheme and the three income tax boxes
The kleineondernemersregeling, known as KOR, is available if annual turnover stays under €20,000. Participants charge no BTW and file no BTW returns, but they cannot reclaim input BTW. You opt in with the Belastingdienst and must stay in for a minimum period. Finn shows what the scheme would mean for your numbers, and the decision remains yours.
A sole trader reports business profit in box 1 of the personal return, which is due 1 May. For 2025, box 1 combined rates run roughly 35.82% to €38,441, 37.48% to €76,817 and 49.50% above. A BV director's dividends fall in box 2 at 24.5% up to €67,804 and 31% above. Box 3 uses a deemed return and is under reform, so treat it as subject to change.
Exact alternative for the Netherlands: switching from Moneybird or e-Boekhouden
Most Dutch small businesses arrive from Exact, Moneybird, e-Boekhouden or a spreadsheet. Export your transactions, grootboek (chart of accounts) and contacts as CSV files and upload them to Finn. Finn maps your accounts and columns to its own structure, so you do not build a mapping by hand, and it asks about anything it cannot place with confidence.
There is no lock-in. Your data stays exportable, and you can run Finn alongside your current software until you are comfortable. Keep your old tool's export as a record of earlier years. Finn then takes over the bookkeeping, BTW tracking and deadline reminders, and you review what it prepares rather than typing it in.