75+ Features Included

Everything Finn Does for Your Business

One AI CFO. One platform. One price. From proactive tax advice to VAT submission, Finn handles everything a UK Ltd company director needs.

75+
Features included
£9
Per month
0
Hidden fees
Free
During Early Access

See It In Action

Real screenshots from our app. No mockups, no staging data. This is what you get when you sign up.

Command Center
Command Center

Command Center

Your financial overview at a glance. See revenue won, cash collected, outstanding payments, and your pipeline. Get AI-prioritized tasks and upcoming deadlines all in one place.

  • Real-time financial metrics
  • AI-prioritized action items
  • Upcoming deadline alerts
  • Quick access to everything
9:41
AccountsOS

You said

“How much have I spent on software this month?”

AccountsOS

You've spent £1,240 on software — Figma, GitHub, and 4 others. That's up £180 vs last month.

Tap the mic to ask anything

Chat
Voice
Alerts
Coming Soon

Your accountant, in your pocket

The AccountsOS mobile companion app. Chat with your books, snap receipts, and check your numbers — all from your phone.

Talk to your books — ask questions, log expenses, check balances by voice
Chat-first interface — the AI conversation is the home screen
Snap a receipt and it's logged in 3 seconds
Push notifications for deadlines and overdue invoices
See the mobile app

AI-Powered Core

The intelligence behind Finn

Unlimited AI Chat

Ask questions about your books in plain English. "How much did I spend on software?" "When's my VAT deadline?" Get instant answers, not reports.

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Voice Commands & Voice Notes

Talk to your accounts hands-free. Record expenses while driving, ask questions without typing. Powered by Gemini Live.

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Receipt Scanning with AI OCR

Snap a photo of any receipt. Our AI extracts vendor, amount, date, VAT, and category automatically. Works with crumpled, faded receipts.

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Proactive Tax Optimization

AI analyzes your transactions and spots savings you'd miss. Get alerts about claimable expenses, optimal salary/dividend splits, and tax-efficient decisions.

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Smart Transaction Categorization

Every transaction is automatically categorized against UK GAAP accounts. AI learns your patterns and flags anything unusual for review.

Live

Persistent Memory

Finn remembers every conversation, decision, and financial pattern across all sessions. Powered by MemoryOS, your AI CFO builds long-term knowledge of your business and gets smarter the more you use it.

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Integrations

Connect your existing tools and workflows

Live

Bank Statement Import (CSV/PDF)

Upload statements from any UK bank. We auto-detect the format and parse every transaction. Supports Barclays, Monzo, Starling, Revolut, HSBC, Lloyds, and more.

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Live

Companies House Auto-Sync

Enter your company number and we fetch everything: incorporation date, directors, SIC codes, PSC details, and all filing deadlines automatically.

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Live

Email Document Forwarding

Forward invoices and receipts to your unique AccountsOS email. AI extracts all data and adds to your books automatically.

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Live

Claude Desktop Integration (MCP)

Query your accounts directly from Claude Desktop via Model Context Protocol. Ask tax questions, check balances, create transactions—all from your AI assistant.

Live

HMRC MTD Connection

Connect directly to HMRC for Making Tax Digital. Submit VAT returns with one click and receive official receipts.

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Live

WhatsApp

Snap receipts on the go, forward invoices, ask "Can I claim this?" Your AI CFO in the app you already use.

Live

Slack

Chat with your books in your workspace. Upload documents, get deadline alerts, ask questions without leaving Slack.

Live

Telegram

Message your AI CFO on Telegram. Forward receipts, ask questions, get deadline alerts — all from @accountsOS_bot.

Coming Soon

Microsoft Teams

For businesses on Microsoft 365. Your AI CFO in your workflow, with OneDrive and SharePoint integration.

Tax & Filing

Stay compliant with HMRC and Companies House

Live

Corporation Tax CT600 Calculator

Accurate CT calculation with correct marginal relief for 2023+ rates. Handles the complex 19-25% band properly—something most software gets wrong.

Live

Annual Accounts Wizard

Prepare your statutory accounts with our step-by-step wizard. Auto-populates Profit & Loss and Balance Sheet from your transaction data.

Live

VAT MTD Submission

Calculate your 9-box VAT return, lock the period to prevent changes, and submit directly to HMRC. Receive official receipt with form bundle number.

Live

Confirmation Statement Checklist

Step-by-step guide to filing your CS01 with Companies House. We pre-fill everything we know and link directly to the filing portal.

Live

Smart Deadline Reminders

Based on your incorporation date, we calculate every deadline: CT, Annual Accounts, Confirmation Statement, VAT. Get reminded at 14, 7, 3, and 1 day before.

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Live

Filing Submission Guides

For each deadline, we provide a detailed checklist of what you need, what to check, and direct links to HMRC/Companies House portals.

Live

Self Assessment Dashboard

Track SA returns by tax year, view your HMRC balance and payment history, and estimate personal tax liability — all connected via the HMRC API.

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Financial Management

Track every aspect of your company finances

Live

Director's Loan Account Tracking

Track loans between you and your company. Running balance, transaction history, and automatic S455 tax warnings when you owe the company money.

Live

Bank Reconciliation with AI Matches

Visual dashboard showing unreconciled transactions. AI suggests matches between bank transactions and your receipts/invoices. One-click approve.

Live

Dividend Tracking & Vouchers

Record dividend payments with proper documentation. Generate dividend vouchers that meet HMRC requirements.

Live

Professional Invoicing

Create and send professional invoices to clients. Track payment status and automatically match to bank transactions when paid.

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Live

Automatic Invoice Chasing

Opt-in payment reminders that escalate automatically. Three tiers: friendly at 7 days, firm at 14, final at 30. Toggle chasing on any invoice at any time. Chase history with full timeline.

Live

Expense Claims & Mileage

Track business expenses and travel. HMRC-approved mileage rates applied automatically. Perfect for client visits and business travel.

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Live

Multi-Currency Support

Handle foreign currency transactions with automatic GBP conversion at the transaction date rate. Perfect for international clients or suppliers.

Live

Salary & Dividend Optimizer

Calculate the most tax-efficient salary and dividend split. Side-by-side comparison of income tax, NI, Corporation Tax, and net take-home pay.

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Live

Payroll & RTI

Gross-to-net salary calculations with tax, NI, and pension deductions. Director-specific NI methods. RTI submission tracking for HMRC compliance.

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Live

Double-Entry General Ledger

Proper debit/credit journal entries behind every transaction. Full audit trail with balanced books guaranteed by the accounting equation.

Live

Bills & Accounts Payable

Create and track supplier bills. Record what you owe, schedule payments, and match to bank transactions when paid.

Live

Estimates & Quotes

Create professional estimates for clients. Convert accepted estimates to invoices with one click.

Live

Recurring Invoices

Set up automated invoice schedules for retainer clients. Choose frequency, start date, and let AccountsOS handle the rest.

Reports & Analytics

Understand your business at a glance

Live

Profit & Loss Statement

Real-time P&L broken down by category. See your income, cost of sales, expenses, and profit with tax adjustments for disallowable expenses.

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Live

Balance Sheet

Assets, liabilities, and equity at any date. Includes fixed assets, bank balances, trade debtors/creditors, and Director's Loan Account.

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Live

VAT Summary (9-Box)

MTD-ready VAT calculation showing all 9 boxes. Broken down by VAT rate with supporting transaction details.

Live

Transaction Reports

Filter and export transactions by date, category, account, or custom criteria. Perfect for accountant handover or HMRC enquiries.

Live

Tax Position Overview

See your estimated Corporation Tax, VAT liability, and upcoming payments in one dashboard. No surprises at year end.

Live

Cash Flow Forecast

Project your bank balance forward based on historical patterns, upcoming invoices, and known obligations like VAT and Corporation Tax.

Live

Trial Balance

Debit and credit totals for every account in your chart of accounts. Validates your books are balanced and ready for reporting.

Live

Report Exports (PDF & CSV)

Download your P&L, Balance Sheet, VAT summary, and Trial Balance as professional PDFs or CSV spreadsheets.

Business Tools

Everything else you need to run your accounts

Live

Transaction Review

Review AI-categorized transactions with confidence scores. Edit categories, add notes, see AI reasoning. Batch operations for bulk updates.

Live

Document Storage

All receipts and invoices stored securely. Linked to transactions for easy retrieval. Meets HMRC 6-year retention requirements.

Live

Contact Management

Track suppliers and customers. See transaction history, outstanding balances, and payment patterns for each contact.

Live

Project Tracking

Allocate income and expenses to projects. Track profitability per project or client. Perfect for freelancers and agencies.

Live

Trading Entities

Track multiple income streams separately. Ideal for directors with consulting, property, or other side income through their company.

Live

SEIS/EIS Funding Hub

Eligibility checker, tax relief calculator, and preparation checklist for Seed Enterprise and Enterprise Investment Schemes. Get investor-ready with guided workflows.

Live

Contract Templates & Signing

160+ legal contract templates with AI-generated clauses. Edit sections, generate PDFs, and send for electronic signature — all from your dashboard.

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Live

Monthly Bookkeeping Reminders

Automated monthly reminders to review transactions, reconcile accounts, and stay on top of your books. Never let bookkeeping pile up.

Live

Data Export

Export everything anytime. CSV, Excel, or JSON formats. Your data is always yours.

Live

Global Search (Cmd+K)

Find anything instantly. Search across transactions, contacts, invoices, and documents with keyboard-first navigation.

Live

Audit Trail

Full change history on every financial record. See who changed what, when, and why — essential for compliance.

Security & Privacy

Enterprise-grade protection for your financial data

Bank-Level Encryption

All data encrypted with AES-256 at rest and TLS 1.3 in transit. The same encryption used by major banks.

AI Never Trains on Your Data

Your financial data is processed but never used to train AI models. We have contractual guarantees with all AI providers.

EU Data Centers

All data stored in EU data centers. Fully GDPR compliant with data processing agreements in place.

Read-Only Bank Access

We can only view your transactions. No ability to move money, make payments, or modify your bank account in any way.

Your Data, Exportable Anytime

Download all your data whenever you want. Delete your account and everything is permanently removed within 30 days.

SOC 2 Infrastructure

Built on Supabase with SOC 2 Type II certification. Enterprise-grade infrastructure from day one.

Live

Two-Factor Authentication (2FA)

Protect your account with TOTP-based two-factor authentication via any authenticator app.

Replace Your Entire Accounting Stack

Stop paying for 5 different tools. Finn and AccountsOS replace them all.

What you're replacing

  • Accountant fees£100-300/mo
  • Bookkeeping software£20-35/mo
  • Receipt scanning app£15-30/mo
  • Invoicing tool£10-20/mo
  • Payroll software£10-20/mo
  • Total£155-405/mo

AccountsOS

£9/month
  • All 75+ features included
  • Unlimited AI conversations
  • Unlimited document uploads
  • All integrations included
  • No per-user pricing
  • No feature gates

Save up to £4,750/year

Ready to Meet Your AI CFO?

Finn is free during Early Access. No credit card required. Every feature included from day one.