Everything your accountant does.Plus the bits they charge extra for.

Finn reconciles, categorises and closes each month in the background, then sends one message: here's what I handled, here's the one thing I need.

One click to Finn from any screen, and Finn knows what you're looking at. Same Finn in the dashboard, Claude, Slack, WhatsApp and Telegram.

Open Finn in a side panel beside Xero, QuickBooks or Sage. Tap Check this screen for instant, cited advice.

Drop any document: receipt, timesheet, PO, credit note. We detect the subtype, extract the data and auto-link it to existing records.

Forward any email to finn@accounts-os.com. Receipts get filed, proposals create deals, task lists become tasks, questions get answered.

Finn knows the tax rules for every country we're live in, so answers reference the right jurisdiction automatically.

Ask about your books in plain English. Instant answers with your real numbers, not reports.

Hands-free. Ask a question or tell Finn to log an expense. Real-time, interruptible voice in 100+ languages.

Snap or forward it. Finn extracts vendor, amount, date, VAT and category in any currency, and de-dupes duplicates.

Flags claimable expenses, the optimal salary/dividend split with figures, and an overdrawn director's loan before S455 bites.

Finn remembers every conversation, decision and pattern across sessions, getting sharper the more you use it.

Read-only token, daily sync, incoming payments matched to invoices automatically. Free on every Starling plan.

Every currency account syncs daily and incoming payments mark invoices paid. Read-only, no aggregator.

Upload from any bank. We auto-detect the format and parse every transaction. UK, EU, US, AU, UAE, HK and IM built in.

Enter your company number and we fetch directors, SIC codes, ownership and every filing deadline.

OAuth2 connection. Six Finn tools read contracts, contractor invoices and people, so contractor spend lands in your P&L.

Each channel remembers which business you mean. /switch changes it mid-thread.

HMRC MTD live with one-click VAT submit and official receipt. FTA, Revenue, IRS, ATO and others on the roadmap.

Every deadline calculated from your incorporation date, with reminders at 14, 7, 3 and 1 days.

UK directors: track SA returns by tax year, view your HMRC balance and estimate personal liability.

A real pipeline inside your accounts. Grouped list by stage with deal count and stage value, one-click Kanban toggle.

Lead → Pitched → Proposal → Negotiating → Won → Lost. Rename, recolour, reorder, set terminal stages.

One chronological feed per deal: notes, tasks, estimates, contracts and forwarded emails.

A 2–4 sentence summary per deal generated from the timeline, refreshing when new activity lands.

Six-month projection by expected close, with a confidence-weighted overlay and stage funnel breakdown.

Close rate, won value, average days to close, per-source conversion and stage drop-off, rolling 12 months.

A daily digest if a deal goes quiet for 14+ days or its next action is overdue, deep-linked to each deal.

Forward your proposal email: contact created, opportunity opened, activity logged, reply sent.

Five tools wired into Finn across chat, Slack, WhatsApp, Telegram, voice and email. No separate CRM UI to learn.

“Draft a follow-up to Acme, it's been three weeks.” Finn writes it from deal context and hands it back to you. Never auto-sends.

Granola takes the notes; Finn reads them, logs a clean activity note and proposes value, confidence and stage updates.

Finn searches your Notion pages by the deal's contact and proposes the same updates. Read-only, confirm-to-apply.

Bills, expenses, payroll, journals and VAT closes plotted on the days they hit, across Money, Sales and Reports.

Drop a month of paperwork in one drag. Background processing, retry-safe, deduped by content hash across every channel.

Create and send invoices, track payment status, and match automatically to bank transactions when paid.

Official rates applied per country: HMRC AMAP, IRS standard mileage, ATO cents-per-km.

Real-time P&L broken down by category. Income, cost of sales, expenses and profit, with tax adjustments for disallowable expenses.

Assets, liabilities and equity at any date: fixed assets, bank balances, trade debtors and creditors, and the Director's Loan Account.

Bills, expenses, payroll runs, journals, VAT closes and bank activity on one month grid. Toggle any layer, click any pill to open the record.

160+ legal templates with AI-generated clauses. Edit sections, generate PDFs and send for e-signature from your dashboard.

Protect your account with TOTP-based two-factor authentication via any authenticator app.

Every table tenant-scoped via Postgres RLS, with a junk-counterparty filter preventing cross-tenant leakage in Finn and MCP.

Every dashboard request checks step-up auth at the middleware level, not just at login. Per-session AAL state and recovery codes.

Delete one trading entity with cascading cleanup, or the whole account. Every linked record gone within 30 days.

SHA-256 hashing on every upload across every channel: web, email, WhatsApp, Slack, Telegram and Gmail. The same receipt twice never doubles your books.