Find the right fit for your Ltd company
Your accounting options,
honestly compared.
Running a UK Ltd company means choosing between complex software, expensive accountants, limited banking apps, or DIY chaos. We built something different.
vs Traditional Software
Enterprise tools adapted for small business. Powerful, but complex and expensive.
vs Xero
Australian software adapted for 180 countries
We speak HMRC, not generic accounting
vs QuickBooks
The US giant with a UK bolt-on
Built for UK Ltd companies from day one
vs Sage
The 1980s desktop software, now cloud
Chat interface vs menu archaeology
vs FreeAgent
Freelancer-focused with NatWest backing
Proactive optimization, not just record-keeping
vs Clear Books
UK accounting software since 2008
AI-native vs traditional interface
vs KashFlow
Legacy software from 2005, now IRIS-owned
Modern AI vs dated menus
vs Zoho Books
Part of 55+ app ecosystem
Simple UK focus vs global complexity
vs FreshBooks
Invoicing software from Toronto
Real UK accounting, not invoicing with extras
vs AI-native platforms
The new generation of AI accounting platforms, compared row by row with sourced prices. Where we are cheaper, and where we are behind.
vs AI-native platforms (all)
Digits, Briefcase, Rillet and Campfire in one table
Price, countries, filing and MCP side by side
vs Digits
US-only AI ledger from $65 a month
UK filing and a lower starting price
vs Briefcase
UK AI accounting priced by volume
Flat pricing on one ledger
vs Rillet
Demo-led AI-native ERP for finance teams
A published price and same-day start
vs Campfire
Demo-led AI-native ERP with consolidation
A published price and same-day start
vs Online Accountants
Human expertise with modern delivery. But still slow and expensive.
vs Banking Apps
Business accounts with accounting features. Convenient, but limited.
vs Tide
Business bank with invoicing features
Real accounting vs bookkeeping-lite
vs Coconut
Bank account with tax categorization
Full accounting, not just expense tracking
vs Countingup
Accounting built into banking
UK tax expertise, not basic bookkeeping
vs Anna Money
AI assistant for business banking
Deeper accounting intelligence for Ltd companies
vs Free Software
Zero cost upfront, but limited features and no AI. You get what you pay for.
vs Wave
Free accounting from North America
UK compliance built-in, not bolted-on
vs Bokio
Free tier from Swedish startup
AI automation vs manual bookkeeping
vs Pandle
Free UK accounting software
£20/month vs hours of your time
vs Basic PAYE Tools
HMRC's free payroll and RTI filing tool
Payroll and your whole books in one place
vs DIY
Total control, but time-consuming and risky. How much is your time worth?
Making Tax Digital for VAT
Two HMRC-recognised options side by side: prices, what each covers today, and who each suits.
vs Xero (MTD for VAT)
Both are HMRC-recognised for MTD for VAT
What each covers today, and who each suits
vs QuickBooks (MTD for VAT)
Both are HMRC-recognised for MTD for VAT
What each covers today, and who each suits
vs Sage (MTD for VAT)
Both are HMRC-recognised for MTD for VAT
What each covers today, and who each suits
Global e-Invoicing
Turkey requires e-invoicing now. UAE from 2027. Compare the AccountsOS approach to legacy integrators and add-ons.
The bottom line
Why AccountsOS exists
Ready to stop dreading your accounts?
Free for 14 days. No credit card required. Import from any existing software. Meet Finn and start chatting with your books in 5 minutes.
Join UK founders who made the switch
Replacing more than one tool? See what one subscription replaces