Find the right fit for your Ltd company

Your accounting options,
honestly compared.

Running a UK Ltd company means choosing between complex software, expensive accountants, limited banking apps, or DIY chaos. We built something different.

£20

per month + VAT, flat

Instant

answers, 24/7

Chat

not menus

UK-built

for Ltd companies

vs Traditional Software

Enterprise tools adapted for small business. Powerful, but complex and expensive.

vs Xero

Australian software adapted for 180 countries

We speak HMRC, not generic accounting

vs QuickBooks

The US giant with a UK bolt-on

Built for UK Ltd companies from day one

vs Sage

The 1980s desktop software, now cloud

Chat interface vs menu archaeology

vs FreeAgent

Freelancer-focused with NatWest backing

Proactive optimization, not just record-keeping

vs Clear Books

UK accounting software since 2008

AI-native vs traditional interface

vs KashFlow

Legacy software from 2005, now IRIS-owned

Modern AI vs dated menus

vs Zoho Books

Part of 55+ app ecosystem

Simple UK focus vs global complexity

vs FreshBooks

Invoicing software from Toronto

Real UK accounting, not invoicing with extras

vs Online Accountants

Human expertise with modern delivery. But still slow and expensive.

vs Traditional Accountant

The £200/month 3-day-reply option

Instant answers at 11pm for free (then £20/month + VAT)

vs Crunch

Software + accountant hybrid model

AI-native vs bolted-on support

vs Ember

VC-funded AI accounting startup

Same AI, half the price, plus voice

vs Banking Apps

Business accounts with accounting features. Convenient, but limited.

vs Tide

Business bank with invoicing features

Real accounting vs bookkeeping-lite

vs Coconut

Bank account with tax categorization

Full accounting, not just expense tracking

vs Countingup

Accounting built into banking

UK tax expertise, not basic bookkeeping

vs Anna Money

AI assistant for business banking

Deeper accounting intelligence for Ltd companies

vs Free Software

Zero cost upfront, but limited features and no AI. You get what you pay for.

vs Wave

Free accounting from North America

UK compliance built-in, not bolted-on

vs Bokio

Free tier from Swedish startup

AI automation vs manual bookkeeping

vs Pandle

Free UK accounting software

£20/month + VAT vs hours of your time

vs DIY

Total control, but time-consuming and risky. How much is your time worth?

vs Spreadsheets

The Excel/Google Sheets approach

Same control, 90% less manual work

vs Doing It Yourself

Manual bookkeeping and bank statements

Stop dreading your accounts

Global e-Invoicing

Turkey requires e-invoicing now. UAE from 2027. Compare the AccountsOS approach to legacy integrators and add-ons.

vs Özel Entegratör (Turkey)

₺5,000–25,000/year for Turkish e-Arşiv alone

e-Arşiv included in £20/month + VAT, no integrator fees

The bottom line

Why AccountsOS exists

Traditional accounting software was built for accountants, then simplified for small business. The result: powerful features buried in complex menus that still need an expert to interpret.

Online accountants modernized delivery but kept the old model: hourly billing, slow responses, and reactive advice that comes too late to act on.

Banking apps added basic accounting features, but they are designed to keep you banking, not to optimize your taxes or explain what your numbers mean.

We built Finn, an AI accountant for UK Ltd company directors. Chat with your books in plain English. Get instant answers. Receive proactive optimization. Pay £20/month + VAT. That is it.

Ready to stop dreading your accounts?

Free for 14 days. No credit card required. Import from any existing software. Meet Finn and start chatting with your books in 5 minutes.

Meet Finn, Free

Join UK founders who made the switch