Accounting Software for Sweden: AI-Powered and Built for Swedish ABs
Swedish accounting software handles numbers. AccountsOS adds Finn, an AI that explains bolagsskatt at 20.6%, the 3:12 rules for dividends, and moms across all rate categories.
AccountsOS is accounting software for Swedish ABs with built-in AI support for bolagsskatt, 3:12 rules and moms, all in English, for £20/month. Start with a 14-day free trial.
Not sure if AccountsOS is right for you?
Ask Finn anything about how it compares or what it would do for your business. No signup needed.
Traditional Cost
SEK 2,000-10,000/month with accountant
AccountsOS
£20/month
You Save
SEK 100,000+/year
Free for 14 days • No credit card required
Sound familiar?
Swedish accounting software is mostly in Swedish, a barrier for international founders
The 3:12 rules (fåmansföretagsregler) need expert interpretation
Bolagsskatt, moms and arbetsgivaravgifter each have their own filing calendars
Without an accountant, you risk mistakes on the salary threshold rule
There's a better way
AccountsOS is accounting software built for Swedish AB founders. Finn understands bolagsskatt at 20.6%, all three moms rates (25%/12%/6%), and the 3:12 rules including the gränsbelopp calculation and mandatory salary requirement.
Bolagsskatt 20.6% calculation and periodiseringsfond planning
3:12 rules, gränsbelopp and schablonmetoden explained
Moms tracking at 25%, 12% and 6%
Arbetsgivaravgifter 31.42% calculation
Skatteverket deadline calendar with reminders
Bank reconciliation and receipt scanning
AccountsOS vs Traditional bookkeeper
| Feature | AccountsOS | Traditional bookkeeper |
|---|---|---|
| Monthly cost | £20/month (~SEK 270) | SEK 2,000-10,000/month for a bookkeeper |
| Data entry | Finn processes receipts, email, bank feeds | You send documents, they enter manually |
| Receipt handling | Snap or forward, AI extracts and categorises | Post or email to bookkeeper |
| 3:12 rules and tax guidance | Finn explains and calculates gränsbelopp | Bookkeeper records; you need a separate advisor for tax Q&A |
| Deadline tracking | Skatteverket deadlines, Finn reminds you | Bookkeeper may remind; no guarantee |
| Getting answers about your numbers | Chat with Finn in English, any time | Call or email your bookkeeper, wait for reply |
| Real-time visibility | Dashboard always current | Reports delivered periodically, often weeks behind |
Perfect for
International founders running a Swedish AB
Swedish entrepreneurs reducing accountant dependency
Founders navigating the 3:12 rules for dividends
Small ABs wanting comprehensive accounting without complexity
Frequently Asked Questions
What Swedish taxes does AccountsOS cover?
AccountsOS covers bolagsskatt (20.6%), moms at 25%/12%/6%, arbetsgivaravgifter (31.42%), and the 3:12 rules for owner dividends. Finn can explain any aspect of Swedish corporate tax.
Is AccountsOS available in English for Swedish companies?
Fully. AccountsOS is English-language throughout, making it ideal for international founders and Swedish founders who prefer working in English.
Does it explain the 3:12 rules?
Yes, the 3:12 rules are one of the most complex aspects of Swedish founder taxation. Finn can walk you through the gränsbelopp, the schablonmetoden vs huvudregeln choice, and the mandatory salary threshold.
How does bolagsskatt work in Sweden?
Bolagsskatt (corporate income tax) is charged at 20.6% on an AB's taxable profit. Unlike Germany or the UK, there are no surtaxes or surcharges, the rate is flat and applies to all companies.
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