Subscription Billing & Pricing
Founders Club free for 12 months, then £9/mo locked-in. £19/mo standard. Multi-currency. No card lock-in.
Three tiers — Founders Club (free for 12 months), Early Adopter (£9/mo), Standard (£19/mo). Powered by Revolut Merchant API with multi-currency checkout. FeatureGate gating across 18 API routes and 9 dashboard pages. Free features (signup, dashboard overview, deadlines, profile) stay free always — billing only kicks in for the deeper product surface.
In short
AccountsOS subscription is three tiers: Founders Club (free 12 months, then £9/mo), Early Adopter (£9/mo locked-in), Standard (£19/mo). Payments via Revolut Merchant API with multi-currency checkout. Webhook handles activation. Eighteen API routes and nine dashboard pages are gated by checkSubscription / FeatureGate. Set BILLING_ENFORCED=false in env to disable gating during development.
Free during Early Access — no credit card required
Everything Subscription Billing & Pricing can do
Three tiers
Honest pricing, no surprises.
- Founders Club — free for 12 months, then £9/mo (locked-in)
- Early Adopter — £9/mo from day one, price locked
- Standard — £19/mo, the post-launch rate
- Annual options on each tier
Revolut Merchant checkout
Built on Revolut's merchant rails for global founders.
- Multi-currency checkout (pay in GBP, EUR, USD and more)
- Saved payment method for renewal
- Webhook-driven activation — your access goes live the moment you pay
- Recurring payment scheduling via createRecurringPayment (Phase 2)
- Operator-friendly admin tooling for refunds and trial extensions
Smart gating
The deep surface is paid. The basics stay free.
- checkSubscription() helper on 18 API routes
- <FeatureGate> wraps 9 dashboard pages
- isPaidUser(), paidGuard(), getCheckoutPricing() exposed in lib/subscription.ts
- Always-free: signup, login, dashboard overview, deadlines, company settings, profile
- BILLING_ENFORCED=false in env disables gating during local dev
Visibility & control
You always know what you're paying for.
- Subscription state visible from your account page
- subscription_payments table records every charge
- Cancel, resume, upgrade, downgrade — all in dashboard
- Email receipts via Resend
Capabilities at a glance
Three pricing tiers (Founders Club / Early Adopter / Standard)
Revolut Merchant API with multi-currency checkout
Webhook-driven instant activation
Locked-in pricing for Early Adopter — your price doesn't move
FeatureGate component for dashboard pages
checkSubscription helper for API routes
BILLING_ENFORCED env flag for dev
Always-free basics: signup, overview, deadlines, profile
Cancel / resume / upgrade / downgrade flows
Email receipts via Resend
How It Works
Sign up free
Create your account, connect your books — no card required.
Pick a tier when you're ready
Founders Club (12 months free), Early Adopter (£9/mo locked-in), or Standard (£19/mo).
Pay via Revolut
Multi-currency checkout, saved payment method, instant activation via webhook.
Use the full product
All deep features unlock. Your subscription state is visible from your account page; cancel any time.
By the numbers
Real-world Use Cases
Bootstrap founder
Founders Club: 12 months free, then £9/mo locked-in. The maths is irresistible.
Side-hustle to incorporation
Use the free tier through signup and the first weeks. Upgrade to Early Adopter when you start using the deep surface.
Multi-currency founder
Charged in your home currency via Revolut — GBP, EUR, USD and more.
Annual prepay
Switch to annual when cash flow allows. Same locked-in pricing, less admin.
Plays nicely with
Revolut Merchant API
LiveCheckout, multi-currency, saved payment, webhook
Resend
LiveEmail receipts and invoices
FeatureGate
LiveComponent gating across 9 dashboard pages
checkSubscription
LiveHelper gating 18 API routes
AccountsOS vs Standard SaaS pricing
| Capability | AccountsOS | Standard SaaS pricing |
|---|---|---|
| Free tier | Founders Club: 12 months free | 14-day trial |
| Locked-in pricing | Early Adopter rate stays £9/mo | Annual price hikes |
| Checkout currency | Multi-currency via Revolut | GBP / USD only |
| Hidden fees | None — flat tier price | Per-user, per-integration, per-export add-ons |
| Always-free basics | Signup, overview, deadlines, profile | Everything paywalled |
Why founders pick this over the spreadsheet
Generous free tier for founders just getting started
Locked-in pricing — your rate doesn't drift
Multi-currency checkout for global founders
Cancel any time — no contract trap
Always-free basics so signup and onboarding cost nothing
Honest pricing, no add-on fees
Frequently Asked Questions
What's the Founders Club?
A free-for-12-months tier for early founders. After 12 months you roll to £9/mo at the locked-in Early Adopter rate. No price hike at the end of the free period.
What's the difference between Early Adopter and Standard?
Early Adopter is £9/mo, locked-in for the lifetime of your subscription. Standard is £19/mo, the rate post-launch. Functionality is identical.
Which payment provider do you use?
Revolut Merchant API. Multi-currency checkout (GBP, EUR, USD and more), saved payment method, webhook activation.
What's free without a subscription?
Signup, login, dashboard overview, deadlines, company settings and profile stay free forever. The deep product surface (Finn unlimited, bookkeeping, reporting, payroll, MTD) requires a subscription.
Can I cancel any time?
Yes — from your account page. No contract trap, no cancellation fee. Your data stays exportable.
Can I switch tiers?
Yes — upgrade or downgrade from dashboard. Pro-rated on the next billing cycle.
Are there per-user or per-integration fees?
No. Flat tier price covers everything — every integration, every user role, every feature.
How is the subscription enforced?
Eighteen API routes use checkSubscription(); nine dashboard pages wrap with <FeatureGate>. BILLING_ENFORCED=false disables gating for local dev.
Explore more of AccountsOS
Security & Access (2FA, RBAC, API keys)
Enterprise-grade security for a startup-grade subscription.
Audit Trail
Every change. Every actor. Every time.
AI CFO Chat
Talk to your books. Ask anything. The AI does the work.
International — 9 Countries, Real Local Tax
UK-deep. International-aware. Run a Ltd, an LLC and a free-zone company side-by-side.
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Founders Club is open until our launch window closes. Lock the £9/mo rate now.
Get Started FreeFree during Early Access — no credit card — cancel anytime