Integration
Monzo Business, turned into real books.
Drop in a Monzo Business CSV export and AccountsOS recognises the format, imports every transaction and pot balance, and lets Finn categorise the lot with AI, ready for invoicing and VAT alongside your banking.
Read-only. AccountsOS never moves your money.
What comes across
CSV statement import from Monzo Business
AI-powered transaction categorisation
Automatic receipt matching to Monzo payments
Pot balances tracked alongside main account
Category insights and spending analysis
VAT tracking for all transactions
How it works
Connect Monzo Business once, then stop thinking about it.
Import your Monzo Business transactions into AccountsOS
Export from Monzo
In your Monzo app, navigate to your business account and export your statement as a CSV file.
Upload to AccountsOS
Drop the CSV file into AccountsOS. Our system recognises Monzo's format and imports all transactions instantly.
Let AI do the work
Review AI-suggested categories, match receipts to transactions, and your books are up to date.
Why it's worth it
Turn Monzo's simple banking into complete accounting
No more switching between apps for insights
Automatic categorisation saves hours of work
Professional invoicing alongside your banking
Year-end ready accounts with minimal effort
FAQ
The questions people ask first
Why use AccountsOS with Monzo instead of just Monzo's built-in features?
Monzo is great for banking but limited for accounting. AccountsOS adds VAT calculations, Corporation Tax prep, professional invoicing, financial reports, and AI-powered bookkeeping - everything you need for a UK Ltd company.
Can I track Monzo Pots in AccountsOS?
Yes. When you import Monzo statements, pot movements are captured. You can track savings, tax reserves, and other pots alongside your main balance.
How often should I import my Monzo statement?
Weekly or monthly imports work well for most businesses. The AI handles large imports efficiently, so you can also do quarterly imports if you prefer less frequent admin.
Does AccountsOS work with Monzo personal accounts?
AccountsOS is designed for UK Ltd companies, so we recommend using Monzo Business. However, you can import any Monzo CSV if you use a personal account for business purposes.
Bring Monzo Business into AccountsOS.
14-day free trial, then £20 a month plus VAT.
Already have an account? Connect Monzo Business in Settings, Integrations.