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Payroll filing

Run payroll, and soon file straight to HMRC too.

AccountsOS already runs your payroll and builds the RTI-ready FPS, IRmark-verified against HMRC's own test vectors. Direct filing is in recognition testing with HMRC.

Start free trialSee how it works

Payroll live today, direct filing coming

accounts-os.com/payroll
RTI FilingComing soon
Is the FPS ready for today's payday?
FYes, built and IRmark-verified. Direct filing switches on once HMRC recognition completes.
FFinn has the FPS ready the moment filing goes live.
Coming Soon

In short

Direct RTI submission to HMRC is coming to AccountsOS. You'll file your Full Payment Submission (FPS) on or before each payday and an Employer Payment Summary (EPS) for Employment Allowance or nil-payment months, straight from AccountsOS to HMRC's Transaction Engine: no exporting a file and re-keying it into Basic PAYE Tools. The submission engine is already built and the IRmark (HMRC's submission fingerprint) is verified against HMRC's own published test data; we're going through HMRC's RTI recognition process now. Today AccountsOS runs payroll, emails payslips, posts to the general ledger and generates the RTI-ready FPS.

FPS
Built and verified
In recognition
HMRC RTI
No re-keying
vs Basic PAYE Tools

Everything it does

Full Payment Submission (FPS)

  • Prepared for every payday; HMRC requires it on or before each payday
  • Pay, tax, National Insurance and year-to-date figures for every employee
  • Built straight from your payroll run: nothing to re-enter
  • Year-aware: the right schema for the current tax year

Employer Payment Summary (EPS)

  • Claim Employment Allowance
  • Report a nil-payment month so HMRC doesn't expect a payment
  • Recover statutory pay (maternity, paternity, sick)
  • Final submission for the tax year

How submission will work

  • Connect your employer Government Gateway user ID once (stored encrypted)
  • Run payroll, review the figures, press submit
  • Coming soon: AccountsOS signs and sends the submission to HMRC's Transaction Engine
  • You get HMRC's acceptance back, stored against the run for your records

What works today (while recognition completes)

  • Run payroll with PAYE, NI and pension calculated on current thresholds
  • Per-employee payslips emailed automatically
  • Payroll posted to the general ledger (wages, PAYE, NI, pension)
  • RTI-ready FPS generated for your records

Capabilities at a glance

Direct FPS submission to HMRC (coming soon)

Direct EPS submission to HMRC (coming soon)

Once direct submission launches: no file export, no re-keying into Basic PAYE Tools or HMRC online

Employer Government Gateway login stored encrypted (coming soon)

Verified IRmark: matches HMRC's published test vectors

Acceptance receipt stored against each payroll run (coming soon)

Available today: payroll run, payslips, GL posting, RTI-ready FPS

How It Works

1

Connect HMRC once

Coming soon: enter your employer Government Gateway user ID and password once, stored encrypted and used only for your RTI submissions.

2

Run payroll

One click calculates PAYE, NI and pension, emails payslips and posts the journals.

3

Submit to HMRC

AccountsOS prepares the FPS (and EPS when needed) ready to submit. Direct submission to HMRC's Transaction Engine is coming soon, once HMRC recognition completes.

4

Keep the receipt

Coming soon: HMRC's acceptance is stored against the run, so you always have proof of an on-time filing.

By the numbers

FPS
Every payday
Sent on or before the date you pay people
EPS
When needed
Employment Allowance, nil months, statutory recovery
IRmark
Verified
Matches HMRC's published test vectors

Real-world Use Cases

Single-director limited

Pay yourself, have the FPS prepared on time and keep the GL straight, without buying a separate payroll product. Direct submission to HMRC is coming soon.

Small team of 3–5

Payroll, payslips and the FPS are prepared the same day each month from one place, with an EPS when you claim Employment Allowance. Direct submission is coming soon.

Leaving Basic PAYE Tools

Stop exporting figures and re-keying them into HMRC's free tool: file directly from the software that already ran the payroll.

Plays nicely with

HMRC RTI (Transaction Engine)

Coming Soon

Direct FPS and EPS submission over GovTalk with a verified IRmark.

Payroll

Live

FPS and EPS are built straight from your AccountsOS payroll runs.

Why founders pick this over the spreadsheet

Once direct submission launches: no re-keying figures into Basic PAYE Tools or HMRC online

The FPS is prepared every payday, ready to submit on time

One place for payroll, filing and the ledger

Proof of filing kept against each run once direct submission launches

No separate payroll bureau or RTI product to pay for

Frequently Asked Questions

Can AccountsOS submit RTI to HMRC?

Direct RTI submission is coming soon. The submission engine is built and the IRmark is verified against HMRC's published test vectors; we're completing HMRC's RTI recognition process now. Today AccountsOS generates the RTI-ready FPS and runs your payroll, payslips and ledger: once recognition is granted you'll file the FPS and EPS straight to HMRC from the same place.

What is an FPS and an EPS?

A Full Payment Submission (FPS) tells HMRC what you paid each employee and the tax and National Insurance deducted; it must reach HMRC on or before each payday. An Employer Payment Summary (EPS) reports things that aren't on the FPS: claiming Employment Allowance, a month where you paid no one, or recovering statutory pay.

Is this an alternative to Basic PAYE Tools?

Yes. HMRC's free Basic PAYE Tools makes you key every figure in by hand and can't import a file from other software. AccountsOS already runs the payroll, so when direct submission goes live you file the FPS and EPS without exporting or re-keying anything.

Do I need separate payroll software to file RTI?

No. AccountsOS includes payroll (employees, PAYE/NI/pension calculations, payslips and GL posting), and direct RTI filing is being added on top, so payroll and filing live in one product.

How will AccountsOS connect to HMRC for RTI?

RTI uses your employer Government Gateway user ID and password (the PAYE online login), not the Making Tax Digital connection. You'll enter them once; they're stored encrypted and used only to file your submissions to HMRC's Transaction Engine.

Is RTI part of Making Tax Digital?

No. Real Time Information is HMRC's payroll reporting system and is separate from Making Tax Digital, which covers VAT (live) and Income Tax (from April 2026). AccountsOS already files MTD VAT returns and is adding direct RTI payroll filing.

When will direct RTI submission be available?

It's in HMRC's recognition process now. We'll switch it on as soon as recognition is granted. Until then you can run payroll and generate the RTI-ready FPS in AccountsOS today.

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