Budget Accounting Software That Doesn't Compromise
On a budget doesn't mean settling for less. Get AI accounting with everything included for £20/month.
AccountsOS is budget accounting software at £20/month with no feature compromises. Finn, your AI accountant, handles bookkeeping, VAT/MTD, Corporation Tax and receipts automatically for UK limited companies. Try free for 14 days.
Traditional Cost
£15-50/month for limited company features
AccountsOS
£20/month, all features included
You Save
Same or less, with far more automation
Free for 14 days • No credit card required
Sound familiar?
Having to choose between features and affordability
Cheap software that's too basic for a limited company
Free trials that expire just when you've set everything up
Penny-pinching on software, then paying for it in errors
There's a better way
AccountsOS is budget accounting done right. We don't strip features to hit a price point. Finn, your AI accountant, delivers more automation for less. Full limited company support, MTD compliance, and real-time insights for £20/month, nothing extra.
Full limited company support (Corporation Tax, dividends, director's loan)
MTD-compliant VAT submission
AI-powered categorisation and receipt scanning via Finn
Real-time financial reports
Bank reconciliation with AI matches
No feature gating or usage limits
AccountsOS vs Typical accounting software
| Feature | AccountsOS | Typical accounting software |
|---|---|---|
| Monthly cost | £20/month, all-in | £15-50/month + add-ons |
| Who does the data entry | Finn reads receipts and bank feeds | You or basic automation rules |
| Receipt handling | Photo, email or WhatsApp, instant | Manual upload, often a paid extra |
| VAT/MTD filing | Automatic, filed direct to HMRC | Included but manual preparation |
| Deadline tracking | Companies House + HMRC auto-synced | Manual calendar reminders |
| Getting answers | Ask Finn in plain English, instant | Help docs or support tickets |
| Limited company specifics | CT, dividends, DLA built-in | Varies; often patchy for Ltd |
Perfect for
Startups watching their runway
Side businesses that need proper accounts
Bootstrapped founders who want professional tools
Budget-conscious directors who won't compromise on quality
Frequently Asked Questions
What makes AccountsOS a good budget option?
We built differently. Instead of starting expensive and stripping features, we built AI-first to keep costs low. No legacy code, no bloated teams, no enterprise sales costs. Those savings go straight to your £20/month subscription.
Are there hidden costs on budget software?
Not with AccountsOS. £20/month is £20/month. No per-user fees, no transaction limits, no paid add-ons for receipt scanning or additional features. What you see is what you pay.
Can budget software handle my limited company properly?
AccountsOS is specifically designed for UK limited companies. Finn handles Corporation Tax with correct marginal relief, director's loan accounts with S455 warnings, dividend vouchers, and Companies House compliance. Budget price, professional features.
Is budget software MTD compliant?
Yes. AccountsOS is fully Making Tax Digital compliant. You can submit VAT returns directly to HMRC from within the app. MTD compliance isn't an upgrade, it's included in the £20/month.
Ready to save Same or less, with far more automation?
Join UK founders who've switched to smarter, more affordable accounting.
Get Started FreeFree for 14 days • No credit card • Cancel anytime