Budget Accounting Software That Doesn't Compromise
On a budget doesn't mean settling for less. Get AI accounting with everything included for £20/month.
AccountsOS is budget accounting software at £20/month with no feature compromises. Finn, your AI accountant, handles bookkeeping, VAT/MTD, Corporation Tax and receipts automatically for UK limited companies. Try free for 14 days.
Not sure if AccountsOS is right for you?
Ask Finn anything about how it compares or what it would do for your business. No signup needed.
Traditional Cost
£15-50/month for limited company features
AccountsOS
£20/month, all features included
You Save
Same or less, with far more automation
Free for 14 days • No credit card required
Sound familiar?
Having to choose between features and affordability
Cheap software that's too basic for a limited company
Free trials that expire just when you've set everything up
Penny-pinching on software, then paying for it in errors
There's a better way
AccountsOS is budget accounting done right. We don't strip features to hit a price point. Finn, your AI accountant, delivers more automation for less. Full limited company support, MTD compliance, and real-time insights for £20/month, nothing extra.
Full limited company support (Corporation Tax, dividends, director's loan)
MTD-compliant VAT submission
AI-powered categorisation and receipt scanning via Finn
Real-time financial reports
Bank reconciliation with AI matches
No feature gating or usage limits
On HMRC's list of MTD VAT software (opens gov.uk in a new tab)
AccountsOS vs Typical accounting software
| Feature | AccountsOS | Typical accounting software |
|---|---|---|
| Monthly cost | £20/month, all-in | £15-50/month + add-ons |
| Who does the data entry | Finn reads receipts and bank feeds | You or basic automation rules |
| Receipt handling | Photo, email or WhatsApp, instant | Manual upload, often a paid extra |
| VAT/MTD filing | Automatic, filed direct to HMRC | Included but manual preparation |
| Deadline tracking | Companies House + HMRC auto-synced | Manual calendar reminders |
| Getting answers | Ask Finn in plain English, instant | Help docs or support tickets |
| Limited company specifics | CT, dividends, DLA built-in | Varies; often patchy for Ltd |
Perfect for
Startups watching their runway
Side businesses that need proper accounts
Bootstrapped founders who want professional tools
Budget-conscious directors who won't compromise on quality
Frequently Asked Questions
What makes AccountsOS a good budget option?
Are there hidden costs on budget software?
Can budget software handle my limited company properly?
Is budget software MTD compliant?
I love the innovative approach to accounting
I love the innovative approach to accounting, which can often be quite dull. I particularly appreciate how interactive it is, including the emails, reminders, and the ability to anticipate the next step.
Ksenija · SI
Great UI, fast response
Great UI, very quick at fixing any errors/bugs.
Mitch Edwards · GB
Ready to save Same or less, with far more automation?
Join UK founders who've switched to smarter, more affordable accounting.
Free for 14 days • No credit card • Cancel anytime