The FreeAgent Alternative That Does More of the Work
FreeAgent organises your books. AccountsOS runs them. Finn, your AI accountant, handles receipts, VAT, and month-end in the background, at £20/month flat.
AccountsOS is a £20/month FreeAgent alternative for UK Ltd companies: where FreeAgent organises your books, AccountsOS runs them, with Finn the AI accountant doing receipts, VAT, and month-end in the background. Try free for 14 days.
Traditional Cost
FreeAgent: £19-29/month
AccountsOS
£20/month all-in
You Save
Comparable price, significantly more automation
Free for 14 days • No credit card required
Sound familiar?
FreeAgent's price increases eating into your margins
You still do most of the categorisation manually
Basic bank feeds that don't learn your patterns
No AI to answer questions or take actions on your behalf
There's a better way
AccountsOS takes the simplicity FreeAgent is known for and adds genuine AI. Finn reads your receipts, reconciles your bank, prepares your VAT return, and closes your month in the background. You just get a ping when something needs you. At £20/month flat, with no add-ons.
Finn does the books: no manual categorisation marathon
Receipt scanning that extracts, categorises, and matches automatically
AI chat: ask questions, get instant answers
Same UK focus: VAT/MTD, Corporation Tax, Companies House
Bank feeds: Revolut Business, Starling, CSV/PDF for all UK banks
Dividend tracking and salary optimisation
AccountsOS vs FreeAgent
| Feature | AccountsOS | FreeAgent |
|---|---|---|
| Monthly cost | £20/month, everything included | £19-29/month (full price after introductory discount) |
| AI that does the work | Finn runs receipts, VAT, month-end automatically | Rules-based automation; manual review required |
| Receipt handling | Snap, WhatsApp, email forward: processed in seconds | Upload via app or email; categorisation is manual |
| VAT/MTD submission | Included, Finn prepares and flags for review | Included on all plans |
| Answers about your numbers | Ask Finn in plain English, instant reply | Run reports yourself or contact support |
| Learning curve | Low: Finn guides you and handles most tasks | Low to medium: simple UI but manual workflows |
| Support | Finn answers instantly; email support included | Email support; known for good UK responsiveness |
Perfect for
FreeAgent users who want more automation and less manual work
Contractors and freelancers finding FreeAgent's automation too basic
Anyone who liked FreeAgent's simplicity but wants an AI to do the heavy lifting
Founders who want a flat price with nothing extra to add
Frequently Asked Questions
How does AccountsOS compare to FreeAgent?
Both focus on UK Ltd companies with a clean interface. The key difference is AI. FreeAgent uses rules for categorisation; AccountsOS uses Finn, an AI accountant that reads receipts, understands context, runs month-end in the background, and answers questions instantly. The prices are similar; the automation gap is significant.
I like FreeAgent's simplicity. Is AccountsOS complicated?
AccountsOS is actually simpler in practice because Finn does more of the work. Less manual categorisation, fewer screens to navigate, no decisions about what to do next. Finn handles it and surfaces only what needs you.
Can I switch from FreeAgent easily?
Yes. Import your bank statements and start fresh. FreeAgent data stays accessible for historical reference. Most users are up and running within an hour.
Does AccountsOS work with NatWest like FreeAgent does?
FreeAgent's NatWest integration is an exclusive arrangement. AccountsOS connects directly to Revolut Business and Starling, and supports all UK banks via CSV/PDF statement import. Open Banking integrations are on the roadmap.
Ready to save Comparable price, significantly more automation?
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