Financial Reports
P&L, Balance Sheet, Trial Balance, Cash Flow Forecast — instant, accurate, exportable.
Real-time, double-entry-backed financial statements: Profit & Loss with period comparisons, UK GAAP Balance Sheet as at any date, Trial Balance for reconciliation, VAT 9-box, and forward-looking Cash Flow Forecast. CSV / Excel export. Drill from any number to the underlying transactions.
In short
AccountsOS produces five reports as standard: Profit & Loss (with date range and period-over-period comparison), Balance Sheet (UK GAAP, as at any date), Trial Balance (full GL with debits/credits), VAT report (HMRC 9-box format), and Cash Flow Forecast (projected from recurring patterns). All exportable to CSV/Excel. Click any number to drill to its underlying transactions.
Free during Early Access — no credit card required
Everything Financial Reports can do
Profit & Loss
- Date range filtering (custom, this month, this quarter, this year, last year)
- Category-level breakdown (income, cost of sales, expenses)
- Period comparison side-by-side (Y-o-Y, Q-o-Q, M-o-M)
- Drill-down on any line — click revenue to see every invoice contributing
- Gross margin, operating margin, net margin computed
- Multi-currency consolidated to base currency
Balance Sheet
- As-at any date (today, year-end, period-end)
- UK GAAP format — assets / liabilities / equity
- Director's loan account broken out separately
- Comparative columns vs prior period
- Reconciles to the trial balance to the penny
Trial Balance
- All GL accounts with debits and credits
- Period filtering
- Used to verify the books balance before reporting
- Adjustment journals visible in the audit trail
VAT 9-box
- HMRC-format 9-box summary
- Auto-calculated from underlying transactions
- Period locking after submission to prevent edits
- Direct submission to HMRC MTD coming next
Cash Flow Forecast
- Projects future cash position from recurring patterns
- Includes upcoming bills, recurring invoices, payroll, scheduled tax
- What-if scenarios (delay an invoice, defer a bill)
- 12-week and 12-month projections
Capabilities at a glance
Profit & Loss with period comparison
UK GAAP Balance Sheet as at any date
Trial Balance with full GL drill-down
VAT 9-box (HMRC format)
Cash Flow Forecast (12 weeks / 12 months)
CSV and Excel export
Print-friendly views
Drill from any number to underlying transactions
Multi-currency consolidated reporting
Tax-year aware (UK Apr–Apr) and fiscal-year configurable
How It Works
Bookkeeping happens automatically
Every transaction (bank import, invoice, expense, payroll, journal) posts to the GL via double-entry.
Pick a report and a date range
P&L, Balance Sheet, Trial Balance, VAT or Cash Flow Forecast — choose the period you care about.
Drill where it's interesting
Click any line. See the underlying transactions. Click a transaction. See the source document and audit trail.
Export for your accountant
CSV or Excel. Or share a link with view-only access. Reports are always live, so your accountant sees what you see.
By the numbers
Real-world Use Cases
Monthly check-in
Open the P&L, compare to last month, drill into the biggest mover. 60 seconds, not 60 minutes.
Year-end pack
Export P&L, Balance Sheet and Trial Balance as Excel for your accountant. Everything ties to the penny.
Pre-investor meeting
Pull a 12-month P&L and a Cash Flow Forecast. Your numbers are current to the last bank transaction.
VAT return prep
VAT 9-box is live as you transact. No spreadsheet rebuilding the day before submission.
Plays nicely with
Excel / Google Sheets
LiveNative CSV and XLSX export.
Companies House
LiveYear-end pulled from your registered accounts due date.
HMRC MTD
Code completeVAT 9-box ready for direct submission.
Why founders pick this over the spreadsheet
Reports update as you transact — no 'close the books' ritual
Drill-down means you understand the numbers, not just see them
Your accountant gets exactly what they need without back-and-forth
Cash flow forecasting that uses your real recurring patterns
Multi-currency without consolidation pain
Frequently Asked Questions
Are the reports real-time?
Yes. Every transaction (bank, invoice, expense, payroll, journal) posts via double-entry, so reports refresh as soon as you transact. There's no 'close the books' step.
Do they tie to the trial balance?
Yes — to the penny. The Balance Sheet always equals Trial Balance Assets − Liabilities − Equity. We surface any imbalance immediately if a manual journal goes wrong.
Can I export to Excel?
Yes — every report exports to CSV or XLSX. You can also share a view-only link with your accountant so they always see live numbers.
Can I drill from a P&L line to its transactions?
Yes — click any line, see every contributing transaction, click any transaction, see its source document and audit trail.
Multi-currency?
Reports consolidate to your base currency. Each transaction shows its source currency too, and FX gains/losses are tracked.
Year-on-year comparison?
Yes — every report supports period comparison (Y-o-Y, Q-o-Q, M-o-M). Side-by-side columns with variance highlighted.
Do you produce a Cash Flow Statement?
We produce a forward-looking Cash Flow Forecast that projects 12 weeks and 12 months ahead from your recurring patterns. A historic statement of cash flows (operating/investing/financing) is on the roadmap.
Explore more of AccountsOS
VAT & Making Tax Digital
VAT 9-box always live. File when you're ready.
Corporation Tax
See your CT bill in real time. Generate the workpaper for filing.
Trial Balance
Every GL account, debits and credits, period-by-period.
Report Exports
Send your accountant exactly what they need — in Excel.
Double-Entry General Ledger
Real accounting under the hood — not a single-entry shortcut.
Cash Flow Forecast
Project cash 12 weeks and 12 months ahead — from your real recurring patterns.
Ready to try Financial Reports?
Get started with AI-powered accounting for your UK limited company.
All reports included on every plan, including Free Early Access.
Get Started FreeFree during Early Access — no credit card — cancel anytime