Know your numbers
Profit, cash and what your company is actually worth.
Real P&L, Balance Sheet, Trial Balance and Cash Flow Forecast, built from every transaction as it happens. Click any number to see what's behind it.
Free for 14 days, no credit card
In short
AccountsOS produces five reports as standard: Profit & Loss (with date range and period-over-period comparison), Balance Sheet (UK GAAP, as at any date), Trial Balance (full GL with debits/credits), VAT report (HMRC 9-box format), and Cash Flow Forecast (projected from recurring patterns). All exportable to CSV/Excel. Click any number to drill to its underlying transactions.
Everything it does
Profit & Loss
- Date range filtering (custom, this month, this quarter, this year, last year)
- Category-level breakdown (income, cost of sales, expenses)
- Period comparison side-by-side (Y-o-Y, Q-o-Q, M-o-M)
- Drill-down on any line: click revenue to see every invoice contributing
- Gross margin, operating margin, net margin computed
- Multi-currency consolidated to base currency
Balance Sheet
- As-at any date (today, year-end, period-end)
- UK GAAP format: assets / liabilities / equity
- Director's loan account broken out separately
- Comparative columns vs prior period
- Reconciles to the trial balance to the penny
Trial Balance
- All GL accounts with debits and credits
- Period filtering
- Used to verify the books balance before reporting
- Adjustment journals visible in the audit trail
VAT 9-box
- HMRC-format 9-box summary
- Auto-calculated from underlying transactions
- Period locking after submission to prevent edits
- Direct submission to HMRC under MTD, filed automatically
Cash Flow Forecast
- Projects future cash position from recurring patterns
- Includes upcoming bills, recurring invoices, payroll, scheduled tax
- What-if scenarios (delay an invoice, defer a bill)
- 12-week and 12-month projections
Capabilities at a glance
Profit & Loss with period comparison
UK GAAP Balance Sheet as at any date
Trial Balance with full GL drill-down
VAT 9-box (HMRC format)
Cash Flow Forecast (12 weeks / 12 months)
CSV and Excel export
Print-friendly views
Drill from any number to underlying transactions
Multi-currency consolidated reporting
Tax-year aware (UK Apr–Apr) and fiscal-year configurable
How It Works
Bookkeeping happens automatically
Every transaction (bank import, invoice, expense, payroll, journal) posts to the GL via double-entry.
Pick a report and a date range
P&L, Balance Sheet, Trial Balance, VAT or Cash Flow Forecast: choose the period you care about.
Drill where it's interesting
Click any line. See the underlying transactions. Click a transaction. See the source document and audit trail.
Export for your accountant
CSV or Excel. Or share a link with view-only access. Reports are always live, so your accountant sees what you see.
By the numbers
Real-world Use Cases
Monthly check-in
Open the P&L, compare to last month, drill into the biggest mover. 60 seconds, not 60 minutes.
Year-end pack
Export P&L, Balance Sheet and Trial Balance as Excel for your accountant. Everything ties to the penny.
Pre-investor meeting
Pull a 12-month P&L and a Cash Flow Forecast. Your numbers are current to the last bank transaction.
VAT return prep
VAT 9-box is live as you transact. No spreadsheet rebuilding the day before submission.
Plays nicely with
Excel / Google Sheets
LiveNative CSV and XLSX export.
Companies House
LiveYear-end pulled from your registered accounts due date.
HMRC MTD
LiveDirect VAT 9-box submission to HMRC under MTD.
Why founders pick this over the spreadsheet
Reports update as you transact: no 'close the books' ritual
Drill-down means you understand the numbers, not just see them
Your accountant gets exactly what they need without back-and-forth
Cash flow forecasting that uses your real recurring patterns
Multi-currency without consolidation pain
Frequently Asked Questions
Are the reports real-time?
Yes. Every transaction (bank, invoice, expense, payroll, journal) posts via double-entry, so reports refresh as soon as you transact. There's no 'close the books' step.
Do they tie to the trial balance?
Yes. To the penny. The Balance Sheet always equals Trial Balance Assets − Liabilities − Equity. We surface any imbalance immediately if a manual journal goes wrong.
Can I export to Excel?
Yes. Every report exports to CSV or XLSX. You can also share a view-only link with your accountant so they always see live numbers.
Can I drill from a P&L line to its transactions?
Yes. Click any line, see every contributing transaction, click any transaction, see its source document and audit trail.
Multi-currency?
Reports consolidate to your base currency. Each transaction shows its source currency too, and FX gains/losses are tracked.
Year-on-year comparison?
Yes. Every report supports period comparison (Y-o-Y, Q-o-Q, M-o-M). Side-by-side columns with variance highlighted.
Do you produce a Cash Flow Statement?
We produce a forward-looking Cash Flow Forecast that projects 12 weeks and 12 months ahead from your recurring patterns. A historic statement of cash flows (operating/investing/financing) is on the roadmap.
Explore more of AccountsOS
VAT & Making Tax Digital
Your VAT return builds itself with every transaction. File when you're ready.
Corporation Tax
See your tax bill in real time, so it's never a surprise. Filing-ready numbers when you need them.
Trial Balance
Every GL account, debits and credits, period-by-period.
Report Exports
Send your accountant exactly what they need, in Excel.
Double-Entry General Ledger
Real accounting under the hood: not a single-entry shortcut.
Cash Flow Forecast
Project cash 12 weeks and 12 months ahead, from your real recurring patterns.
Ready to try Financial Reports?
Set up in minutes. Finn works in the background on your books, wherever you're based.
All reports included on every plan, included on every paid plan (14-day free trial, then £20/month + VAT).
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