Log in

Know your numbers

Profit, cash and what your company is actually worth.

Real P&L, Balance Sheet, Trial Balance and Cash Flow Forecast, built from every transaction as it happens. Click any number to see what's behind it.

Start free trialSee how it works

Free for 14 days, no credit card

accounts-os.com/reports
Financial ReportsLive
How's this quarter looking against last?
FRevenue up 18%, costs flat. Full P&L comparison is ready below.
FFinn compares this quarter to last automatically.
Live

In short

AccountsOS produces five reports as standard: Profit & Loss (with date range and period-over-period comparison), Balance Sheet (UK GAAP, as at any date), Trial Balance (full GL with debits/credits), VAT report (HMRC 9-box format), and Cash Flow Forecast (projected from recurring patterns). All exportable to CSV/Excel. Click any number to drill to its underlying transactions.

5
Reports built in
Real-time
Always live
CSV+XLSX
Export

Everything it does

Profit & Loss

  • Date range filtering (custom, this month, this quarter, this year, last year)
  • Category-level breakdown (income, cost of sales, expenses)
  • Period comparison side-by-side (Y-o-Y, Q-o-Q, M-o-M)
  • Drill-down on any line: click revenue to see every invoice contributing
  • Gross margin, operating margin, net margin computed
  • Multi-currency consolidated to base currency

Balance Sheet

  • As-at any date (today, year-end, period-end)
  • UK GAAP format: assets / liabilities / equity
  • Director's loan account broken out separately
  • Comparative columns vs prior period
  • Reconciles to the trial balance to the penny

Trial Balance

  • All GL accounts with debits and credits
  • Period filtering
  • Used to verify the books balance before reporting
  • Adjustment journals visible in the audit trail

VAT 9-box

  • HMRC-format 9-box summary
  • Auto-calculated from underlying transactions
  • Period locking after submission to prevent edits
  • Direct submission to HMRC under MTD, filed automatically

Cash Flow Forecast

  • Projects future cash position from recurring patterns
  • Includes upcoming bills, recurring invoices, payroll, scheduled tax
  • What-if scenarios (delay an invoice, defer a bill)
  • 12-week and 12-month projections

On HMRC's list of MTD VAT software (opens gov.uk in a new tab)

Capabilities at a glance

Profit & Loss with period comparison

UK GAAP Balance Sheet as at any date

Trial Balance with full GL drill-down

VAT 9-box (HMRC format)

Cash Flow Forecast (12 weeks / 12 months)

CSV and Excel export

Print-friendly views

Drill from any number to underlying transactions

Multi-currency consolidated reporting

Tax-year aware (UK Apr–Apr) and fiscal-year configurable

How It Works

1

Bookkeeping happens automatically

Every transaction (bank import, invoice, expense, payroll, journal) posts to the GL via double-entry.

2

Pick a report and a date range

P&L, Balance Sheet, Trial Balance, VAT or Cash Flow Forecast: choose the period you care about.

3

Drill where it's interesting

Click any line. See the underlying transactions. Click a transaction. See the source document and audit trail.

4

Export for your accountant

CSV or Excel. Or share a link with view-only access. Reports are always live, so your accountant sees what you see.

By the numbers

UK GAAP
Compliant
Same format your accountant expects
Drill-down
Any number
Click to see underlying transactions
Compare
Period vs period
Y-o-Y, Q-o-Q, M-o-M built in
Multi-currency
Aware
Reports in your base currency, FX-adjusted

Real-world Use Cases

Monthly check-in

Open the P&L, compare to last month, drill into the biggest mover. 60 seconds, not 60 minutes.

Year-end pack

Export P&L, Balance Sheet and Trial Balance as Excel for your accountant. Everything ties to the penny.

Pre-investor meeting

Pull a 12-month P&L and a Cash Flow Forecast. Your numbers are current to the last bank transaction.

VAT return prep

VAT 9-box is live as you transact. No spreadsheet rebuilding the day before submission.

Plays nicely with

Excel / Google Sheets

Live

Native CSV and XLSX export.

Companies House

Live

Year-end pulled from your registered accounts due date.

HMRC MTD

Live

Direct VAT 9-box submission to HMRC under MTD.

Why founders pick this over the spreadsheet

Reports update as you transact: no 'close the books' ritual

Drill-down means you understand the numbers, not just see them

Your accountant gets exactly what they need without back-and-forth

Cash flow forecasting that uses your real recurring patterns

Multi-currency without consolidation pain

Frequently Asked Questions

Are the reports real-time?

Yes. Every transaction (bank, invoice, expense, payroll, journal) posts via double-entry, so reports refresh as soon as you transact. There's no 'close the books' step.

Do they tie to the trial balance?

Yes. To the penny. The Balance Sheet always equals Trial Balance Assets − Liabilities − Equity. We surface any imbalance immediately if a manual journal goes wrong.

Can I export to Excel?

Yes. Every report exports to CSV or XLSX. You can also share a view-only link with your accountant so they always see live numbers.

Can I drill from a P&L line to its transactions?

Yes. Click any line, see every contributing transaction, click any transaction, see its source document and audit trail.

Multi-currency?

Reports consolidate to your base currency. Each transaction shows its source currency too, and FX gains/losses are tracked.

Year-on-year comparison?

Yes. Every report supports period comparison (Y-o-Y, Q-o-Q, M-o-M). Side-by-side columns with variance highlighted.

Do you produce a Cash Flow Statement?

We produce a forward-looking Cash Flow Forecast that projects 12 weeks and 12 months ahead from your recurring patterns. A historic statement of cash flows (operating/investing/financing) is on the roadmap.

Explore more of AccountsOS

VAT & Making Tax Digital

Your VAT return builds itself with every transaction. File when you're ready.

Corporation Tax

See your tax bill in real time, so it's never a surprise. Filing-ready numbers when you need them.

Trial Balance

Every GL account, debits and credits, period-by-period.

Report Exports

Send your accountant exactly what they need, in Excel.

Double-Entry General Ledger

Real accounting under the hood: not a single-entry shortcut.

Cash Flow Forecast

Project cash 12 weeks and 12 months ahead, from your real recurring patterns.

Ready to try Financial Reports?

Set up in minutes. Finn works in the background on your books, wherever you're based.

Get Started Free

All reports included on every plan, included on every paid plan (14-day free trial, then £20/month).

Free for 14 days, no credit card, cancel anytime