Yes — Fully Claimable

Can I Claim Arbeitnehmergehälter (Staff Salaries) as a Business Expense in Germany?

Yes — employee salaries and wages are fully deductible as Betriebsausgaben under §4 EStG / §8 KStG. Deductible amounts include gross salary plus all employer social insurance contributions (approximately 20% additional), and employer pension contributions to company pension schemes.

Typical claim: Deductible amount = gross salary × ~1.20–1.21 (adding employer SV contributions). A €50,000 gross employee costs approximately €60,000–€61,000 as a total employer cost.

What Federal Central Tax Office (BZSt) & Finanzämter says

§4 Abs. 4 EStG (Betriebsausgaben) / §8 Abs. 1 KStG. Salaries must be at arm's length and actually paid — accruals are deductible when the obligation crystallises.

When you can claim

  • All gross employee wages including bonuses, holiday pay (Urlaubsgeld), and Christmas bonuses (Weihnachtsgeld)
  • Employer share of all five social insurance pillars — Kranken-, Renten-, Arbeitslosen-, Pflege-, and Unfallversicherung (~20–21% of gross wage)
  • Company pension (betriebliche Altersvorsorge) contributions up to 8% of the Beitragsbemessungsgrenze (~€7,248 in 2025) per employee
  • Geschäftsführer salary in a GmbH where the managing director is also the shareholder — must be at arm's length and agreed in advance in a Anstellungsvertrag

When you cannot claim

  • Geschäftsführer remuneration paid to shareholder-directors where no formal Anstellungsvertrag exists — treated as hidden dividend distribution (verdeckte Gewinnausschüttung)
  • Salaries that appear unreasonably high compared to arm's length benchmarks — Finanzamt may reclassify excess as a verdeckte Gewinnausschüttung
  • Payments to family members in roles without genuine employment substance

Good to know

Pro tip: For GmbH owner-Geschäftsführer salary: have a written Anstellungsvertrag agreed by the shareholder meeting before the year starts. The Finanzamt regularly challenges retrospective salary agreements as verdeckte Gewinnausschüttungen.

Important: The full employer SV cost is deductible, not just the capped contribution. However, where an employee earns above the Beitragsbemessungsgrenze (€66,150 for health/care in 2025), employer SV contributions are capped — so the addition for high-earners is proportionally lower.

Stop guessing what you can claim in Germany

AccountsOS automatically categorises expenses with Federal Central Tax Office (BZSt) & Finanzämter-aware rules and tells you exactly what is claimable.

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