Question 1

Do I need an accountant for my UK limited company?

Accepted Answer

Legally, no. UK limited companies must file accounts and tax returns, but there's no requirement to use an accountant. Many directors choose AI tools like AccountsOS to handle bookkeeping, tax calculations, and filings at a fraction of the cost.

Question 2

What can AI accounting do that an accountant can't?

Accepted Answer

AI accounting is available 24/7, responds instantly to questions, never misses deadlines, and costs a fixed monthly fee. It can process receipts, categorize transactions, and provide tax advice at any time of day. Traditional accountants offer human judgment for complex situations, but most day-to-day accounting doesn't require this.

Question 3

When should I still use a human accountant?

Accepted Answer

Consider a human accountant for complex restructuring, disputes with HMRC, inheritance tax planning, or multi-company group structures. For straightforward Ltd companies with under £500k revenue, AI accounting typically handles everything you need.

Feature	AccountsOS	Accountant
Available 24/7
Answers questions instantly
Never forgets deadlines
Knows your business deeply
Proactive tax suggestions		rarely
Works weekends & holidays
Fixed monthly cost		varies
No waiting for callbacks

Do You Really Need an Accountant?

The Real Cost Comparison

Traditional Accountant

AccountsOS

Feature by Feature

When You Might Still Need an Accountant

Ready to Try AI Accounting?