Frequently Asked Questions
Everything you need to know about AccountsOS. Can't find an answer? Email us at hello@accounts-os.com.
Getting Started
What is AccountsOS?
AccountsOS is an AI-powered accounting service for UK limited companies. It's not traditional software you use — it's a service that works for you 24/7. Chat with your books, snap receipts, forward emails, leave voice notes. We handle the bookkeeping, tax calculations, and filing preparation automatically.
Is AccountsOS really free?
Yes! During Early Access, AccountsOS is completely free with full access to all features — bank import, receipt scanning, AI chat, invoicing, payroll, and more. No credit card required. When we launch paid plans, early adopters get locked in at £9/month forever.
How long does setup take?
About 2 minutes. Enter your company number, and we fetch all your details from Companies House automatically — directors, SIC codes, filing deadlines. Connect your bank and you're ready to go.
Do I need to be tech-savvy?
Not at all. If you can take a photo or forward an email, you can use AccountsOS. The whole point is that you don't need to learn accounting software — just talk to us like you'd talk to an accountant.
Pricing & Billing
Is AccountsOS tax deductible?
Yes! Unlike most SaaS subscriptions that are just costs, AccountsOS is a fully allowable business expense AND helps you find more deductions. At £9/month (£108/year), it effectively costs ~£81/year after corporation tax relief at the 25% rate. The first expense we help you claim probably pays for an entire year's subscription.
How much does AccountsOS cost?
£9/month for early bird subscribers (locked in forever). Regular price will be £19/month. Everything is included — no hidden fees, no per-feature pricing.
What's included in the £9/month?
Everything: unlimited AI chat, unlimited receipt scanning, bank sync with all UK banks, Companies House sync, all filing calculators and checklists, payroll, dividends, invoicing, expense claims, and proactive deadline reminders.
Can I cancel anytime?
Absolutely. No contracts, no cancellation fees. Cancel with one click from your settings. Your data remains accessible for 30 days after cancellation.
Will the price increase?
Not for early bird subscribers. If you sign up at £9/month, you keep that rate forever — even when we raise prices to £19/month for new customers.
Features & Capabilities
Can AccountsOS replace my accountant?
For most small UK Ltd companies, yes. We handle bookkeeping, tax calculations, and filing preparation. For complex situations (audits, large transactions, tax investigations), you might still want occasional professional advice.
Which banks do you support?
All UK banks! Upload your bank statement (PDF or CSV) from any bank - Barclays, HSBC, Lloyds, NatWest, Santander, Monzo, Starling, Revolut, Tide, and more. Our AI extracts and categorizes transactions automatically.
Can I use voice commands?
Yes! You can talk to your accounts hands-free. Ask questions, record expense notes while driving, or dictate transactions. Powered by Gemini 2.5 Pro.
Does AccountsOS file with HMRC?
Yes! We prepare all your figures and can submit VAT returns directly to HMRC via the MTD API. For Companies House filings, we provide direct links to their portal with all your data ready.
Security & Compliance
Is my data secure?
Yes. We use bank-level encryption (256-bit), store data in EU data centers (GDPR compliant), and your uploaded statements are processed securely. Data is never shared with third parties or used to train AI models.
Is AccountsOS HMRC compliant?
Yes. Our calculations follow HMRC guidelines and UK tax law. We're fully MTD-compliant and can submit VAT returns directly to HMRC via their API.
Who can see my data?
Only you. We don't share your data with third parties. Our AI processes your data to provide the service, but it's not used to train AI models or shared externally.
Tax & Filings
Does AccountsOS calculate my Corporation Tax?
Yes. We calculate your CT liability throughout the year (including marginal relief for profits between £50k-£250k) and prepare your figures for CT600 filing.
Can I track VAT?
Yes. We track input and output VAT on every transaction, calculate all 9 boxes for your VAT return, and submit directly to HMRC via the MTD API.
Do you remind me about deadlines?
Yes! We calculate all your deadlines (CT, annual accounts, confirmation statement, VAT) based on your incorporation date and send email reminders at 14, 7, 3, and 1 day before each one.
Still Have Questions?
Start your free trial and see for yourself, or email us at hello@accounts-os.com.