Freelance Personal Trainer Contract Template (UK 2025)
Last updated: February 2025
When You Need This Contract
Personal trainer contracts must address the physical nature of the service, client health screening obligations, professional liability and insurance requirements, and venue or gym access arrangements. The contract should include a health questionnaire or PAR-Q requirement, define cancellation and rescheduling policies, and address the trainer's qualifications and insurance. Given the physical risks, limitation of liability and client acknowledgement of risk are important provisions.
Key Clauses
- Professional qualifications and current certification requirements
- Public liability and professional indemnity insurance minimums
- Client health screening and PAR-Q completion obligations
- Cancellation and rescheduling policy with charges
- Venue access arrangements and facility usage terms
What to Watch Out For
- Not requiring completion of a health screening questionnaire before commencing training
- Failing to verify and contractually require current professional insurance appropriate to the training services provided
Sample Clauses
- Sample health screening clause: 'Before commencing any training programme, the Client must complete a Physical Activity Readiness Questionnaire (PAR-Q) and disclose any medical conditions, injuries, or medications that may affect their ability to exercise safely. The Trainer reserves the right to require a GP clearance letter before proceeding with any client who discloses relevant health conditions.'
- Sample insurance clause: 'The Trainer shall maintain current public liability insurance of at least [5] million pounds and professional indemnity insurance of at least [1] million pounds. The Trainer shall provide evidence of current insurance upon request and notify the Client immediately if insurance cover lapses.'
FAQ
What insurance does a freelance personal trainer need?
At minimum, public liability insurance of five million pounds to cover claims for injury to clients or damage to property during training sessions. Professional indemnity insurance covering claims arising from the training advice and programming provided is also strongly recommended. If training at a gym or venue, the venue may also require specific insurance types and cover levels as a condition of access.
Can a personal trainer limit liability for client injuries?
You cannot contractually exclude liability for death or personal injury caused by negligence under the Unfair Contract Terms Act 1977. You can include an acknowledgement that exercise carries inherent risks, require health screening before training commences, and include a reasonable limitation on liability for other types of loss. Focus on risk management through proper screening, qualified instruction, and adequate insurance rather than liability exclusion.
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Get Started FreeThis is guidance for UK businesses, not legal advice. Templates are illustrative. Consult a solicitor for complex matters.
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